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BCA's Commitment to Sustainability

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Achieving Sustainable Development Goals


For BCA, sustainability is a part of the bank’s commitment to create a better future for all stakeholders. BCA’s efforts to achieve it are through implementation of Sustainable Finance and support for Sustainable Development Goals (SDGs). To achieve sustainability value that aligns with SDGs, BCA manages ESG aspects, increases engagement and customer value, and implements good corporate governance.


Sustainable Development Goals Priority


BCA also continues to maximize its efforts to support the Sustainable Development Goals while continuing to provide support for the other 7 Sustainable Development Goals (SDGs).


BCA’s Support for Other Sustainable Development Goals (SDGs)


BCA also continues to maximize its efforts to support the Sustainable Development Goals while continuing to provide support for the other 7 Sustainable Development Goals (SDGs).

Sustainability Highlight 2023

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 Economical Aspect

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 IDR202.6

Trillion (↑10.6% YoY)

Total Sustainable Financing Portfolio

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 IDR87

Trillion

Green Financing

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 IDR116

Trillion (↑13.4% YoY)

Total Micro, Small, Medium Enterprises (MSMEs) Financing

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 IDR599

Billion (↑25.3% YoY)

Total People’s Business Loans (KUR) Disbursement

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 IDR99.9

Trillion (↑14.2% YoY)

Operational Income

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 IDR48.8

Trillion (↑19,4% YoY)

Net Profit

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 Environmental Aspect

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 309,021 tCO2


Carbon Emission Generated (Scope 1, 2, dan 3)

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 3,021 tCO2

(+51.4% YoY)

Estimated Carbon Emission Reduction

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 589 tons

(+13.7% YoY)

Waste Management & Recycling Initiative

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 60,000 Trees

Planted during 2023

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 154 kWh/m2/year

(fairly efficient category)

Electricity Consumption Intensity

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 Social Aspect

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 61.1%


Composition of Female Managers from Total Managers

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 4.75


Customer Engagement Index (scale 5)

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 296,022 participants


of Financial Literacy Education

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 97.3%


Customer Complaints Settlement Rate

IDR153.2

billion

Social Responsibility Activity Fund Realization

Sustainability Governance


BCA's sustainability strategy is in line with Sustainable Finance practices and is integrated with the corporate strategy. BCA's sustainability strategy emphasizes on:

  • Provision of financing for sustainable business activities
  • Improving internal capacity
  • Adjusting the organization structure, risk management, corporate governance, and/or standard operating procedures

The implementation and management of sustainability aspects is part of the responsibility of all work units and is overseen by the Board of Commissioners and the Board of Directors. To ensure sustainability governance implementation, and oversee the implementation of Sustainable Finance, BCA has a specific work unit which is the Environment Sustainability Governance (ESG) Sub-Division. BCA Sustainability performance is delivered periodically to Corporate Planning & Finance Director and President Director.

To support ESG implementation that is in line with the OJK roadmap, BCA has established Key Performance Indicators (KPI) related to sustainability in work units, including shared KPIs for all levels of the Board of Directors.