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Cicilan BCA

Convert Your Purchases into Cicilan BCA

Cicilan BCA

About Important Information Fess and Limit Get The Service

About

Shop worry-free with Cicilan BCA! Convert your credit card transaction into installment with interest start from 0% and tenure up to 36 months on myBCA and BCA mobile.

BCA is partnering with various merchants to provide convenience and shopping relief with the Cicilan BCA program. Convert your credit card transactions directly at BCA EDC with interest rates starting at 0% and tenures up to 12 months.

Convert Your Purchases into Cicilan BCA

  • Via myBCA

  1. Make sure the myBCA application has been updated to version 1.20

  2. Choose Akun Saya, select Informasi Kartu Kredit

  3. Choose the transaction you want to convert to installment, select Ubah ke Cicilan

  4. Choose Jangka Waktu Cicilan, select Lanjut

  5. Check the change details, check the statement and select Lanjut

  6. Submission of transaction change to installment successfully submitted

  • Via BCA mobile

  1. Select m-BCA

  2. Select menu m-Info, Info Kartu Kredit, then select Transaksi dan Tagihan

  3. Choose Ubah ke Cicilan on the transaction you want to convert to installments

  4. Choose Jangka Waktu Cicilan

  5. Check the change details, check the statement and select Ubah ke Cicilan

  6. Submission of transaction change to installment successfully submitted

  7. Make sure the financial transactions in BCA mobile is activated at BCA Branch Office or Halo BCA

  8. Make sure your BCA Credit Card is connected to BCA mobile

  • At merchants with BCA Installment information

  • Type Cicilan send SMS to 89888

  • Contact Halo BCA 1500888

Cicilan BCA with Low Interest

CICILAN TENOR CICILAN MEKANISME
Cicilan BCA 0% 3 bulan Ubah transaksi jadi Cicilan di myBCA dan BCA mobile
Cicilan BCA 0.5% 6 dan 12 bulan
Cicilan BCA 0.75% 15, 18, 21, 24, dan 36 bulan Ubah transaksi jadi cicilan di myBCA, BCA mobile, SMS, Halo BCA, dan EDC BCA

Terms and Conditions :

  • Valid for all type for BCA Credit Cards
  • Transactions that can be converted are all BCA Credit Card transactions during the period of until 31 December 2024
  • Valid for a minimum transaction of IDR500,000
  • Not valid for transaction that already converted as installment, cash advance, interest, and other fees
  • No admin or provision fees
  • Valid for transactions that have been recorded at BCA Credit Card database system
  • Valid for transactions that are not yet due
  • The amount of total transaction will reduce credit card limit

Cicilan BCA 0% for Overseas Transactions

CREDIT CARD TYPE TENOR MECHANISM
BCA Credit Card with BCA Card Logo

 3, 6, and12 month
  • Minimum transaction IDR500,000
  • Valid for transaction on NETS EDC (Singapore)
BCA Credit Card with Visa/Mastercard/JCB/UnionPay Logo

 3, 6, and 12 month
  • Minimum transaction IDR3,000,000
  • Valid for transaction on EDC at all overseas merchant
BCA American Express Platinum Card

 3, 6, 12, 18, and 24 month

Terms and Conditions:

  • Valid for transactions that have been recorded at BCA Credit Card database system
  • Valid for transactions that are not yet due
  • The amount of total transaction will reduce credit card limit
  • Not valid for website/e-commerce transaction
  • Transactions that can be converted are all BCA Credit Card transactions during the period of until 31 January 2025

BCA Credit Card Visa Corporate

  • Valid for Cicilan BCA with tenure 3, 6, and 12 months with minimum transaction IDR3,000,000
  • Valid for transaction on EDC at all overseas merchant
  • Valid for transactions that are not yet due and have been recorded at BCA Credit Card Visa Corporate database system
  • The amount of total transaction will reduce credit card limit
  • Convert your credit card transaction into Cicilan BCA 0% through:
    • SMS ‘Cicilan’ to 89888
    • Contact Halo BCA 1500888 or via call feature on haloBCA mobile application

Cicilan BCA - Education

Mechanism:

Tenor

Interest

3 months

0% /month

6, 12 and 15 months

0,5% /month

Terms and Conditions:

  • Valid until 31 August 2025
  • Minimum transaction IDR500,000
  • Valid for all BCA Credit Cards
  • The amount of total transaction will reduce credit card limit
  • Valid for partnered schools/universities see tabel here
  • Convert your credit card transaction into Cicilan BCA 0% and 0.5% through:
    • School/University that have partnered with BCA
    • SMS “Cicilan” to 89888
    • Contact Halo BCA 1500888 or via call feature on haloBCA mobile application
  • Submission of transaction changes to Cicilan BCA through EDC BCA will be approved immediately if the credit card limit is sufficient

Cicilan BCA - Hospital

Mechanism:

Tenor

Interest

Mechanism

3 months

0% /month

Minimum transaction of IDR3,000,000

6, 12 and 15 months

0,75% /month

Minimum transaction of IDR500,000

Terms and Conditions:

  • Valid until 31 March 2025
  • Valid for all BCA Credit Cards
  • The amount of total transaction will reduce credit card limit
  • Valid for Indonesian hospitals with transaction descriptions containing the words "Rumah Sakit" or "RSK" or "RSIA" or "RS" or "Hospital"
  • Convert your credit card transaction into Cicilan BCA 0% and 0.75% through:
    • SMS “Cicilan” to 89888
    • Contact Halo BCA 1500888 or via call feature on haloBCA mobile application
  • Submission of transaction changes to Cicilan BCA through EDC BCA will be approved immediately if the credit card limit is sufficient

Terms for Installment Cancellation

  • Early Cancellation of Installment transactions will be subject to a penalty fee of IDR100,000 per transaction.
  • Cancellation of Special Installment transactions for the Free Installment Promo will be subject to a penalty fee of IDR100,000 + the entire remaining installment bill + the amount of the free installment promo.

Become an Installment Merchant

To participate as a Cicilan BCA merchant, merchants can send an email to: layanan_fdm@bca.co.id, by attaching the Installment Program Submission Data.

FEES AND LIMIT

Simulation of Monthly Installment Calculation

Installment interest of 1.25% for tenors of 3, 6 & 9 months valid from 19 March 2012

Transaction Value

Period

3-Month Tenor 1.25%

6-Month Tenor 1.25%

9-Month Tenor 1.25%

500,000

172,917

89,583

61,806

1,000,000

345,833

179,167

123,611

2,000,000

691,667

358,333

247,222

3,000,000

1,037,500

537,500

370,833

5,000,000

1,729,167

895.833

618,056

 

Monthly Installment Calculation

Price of goods + (price of goods x interest x period)
Period

myBCA
Convert BCA Credit Card transactions into BCA Installments with myBCA
Download Now
BCA mobile
Convert your purchases to Cicilan BCA with BCA mobile
Download Now
haloBCA app
Contact Halo BCA through call feature on haloBCA mobile application
Download Now
Halo BCA
Contact Halo BCA via telephone 1500888
More Info
SMS
Type 'Cicilan' and send SMS to 89888
E-mail
Send an e-mail to become a Cicilan BCA merchant

Convert Your Purchase into Installments via BCA mobile

Convert Your Purchase into Installments via myBCA

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