Reward BCA

Get more value with Reward BCA

Reward BCA Benefits

Reward BCA

Get Reward BCA for every transaction using BCA Credit Card everywhere!

Special Privileges

Redeem Reward BCA & enjoy direct deduction when you shop, or exchange to airline miles or eCommerce/Lifestyle partners!

No Redemption Limit

Reward BCA is in Rupiah, redeemable up to 100% and no expiry date

Reward BCA

About Earn Reward BCA Check Reward BCA Balance Reward BCA Redemption Reward BCA Redemption Merchants

Reward BCA


Reward BCA is a BCA’s loyalty point program, where BCA Credit Cardholders can earn Reward BCA for every transaction made using BCA Credit Card in Indonesia and overseas. Accumulated Reward BCA can be used as a direct deduction when you shop, or exchange to airline miles or eCommerce/Lifestyle partners, and many more!

Earn Reward BCA for every transactions made with BCA Credit Card:

Credit Card Type

Reward BCA Earning Rate

Reward BCA Unit

BCA Everyday Card & BCA Card Platinum Credit Card

0,3% from total transaction

Rp (Rupiah)

BCA Credit Card with JCB/Mastercard/Visa logo

0,2% from total transaction

Rp (Rupiah)

BCA American Express Platinum Card

0,5% from total transaction

Membership Rewards® Points

BCA UnionPay Credit Card

1 point for every IDR10,000

UnionPay Point

As an illustration, when a Cardholder spent IDR500,000 with BCA Card Platinum Credit Card, Cardholder will earn IDR1,500 Reward BCA (0.3% x IDR500,000).

Important Notice

  • In the event that any transaction is voided/cancelled/disputed, BCA reserves the right to cancel and void any Reward BCA awarded to Cardholder.
  • Cash advance and credit card fees will not be eligible for Reward BCA earning.
  • Effective 12 August 2024, payments under the categories of donations (including social services), government services (including tax payments, customs, immigration fees, and BPJS), as well as electricity, water & gas payments, will no longer earn Reward BCA, KrisFlyer miles, Blibli Tiket Point, or Blipay
  • All transactions made with BCA Mastercard and Visa Credit Cards on or after August 12, 2024, will be subject to the terms mentioned above.
  • Transactions under the Merchant Category Code (MCC) as per the provisions of Mastercard and Visa will not earn rewards

Check Reward BCA Balance


1. Via myBCA

  • Choose 'Akun Saya'
  • Reward BCA, Reward AMEX, and Reward UnionPay will appear in the 'Reward' menu
  • Choose 'Reward' for detailed information

2. Via BCA mobile

  • Choose menum-Info
  • Choose 'Info Reward BCA', and enter your m-BCA PIN
  • Information on Reward BCA will appear

3. Via BCA Website

  • Visit bca.id/ceksaldoreward
  • Enter your BCA Credit Card number and date of birth
  • Information on Reward BCA will appear

4. Via Halo BCA 1500888 or call feature on haloBCA mobile application

5. Via EDC BCA

Reward BCA Redemption


Reward BCA can be redeemed as:

  • A direct deduction from the total bill when you shop at participating Reward BCA merchants
  • Airline miles
  • eCommerce/Lifestyle voucher & direct deduction for transactions at
  • BCA Credit Card annual fee waiver

Reward BCA Redemption at Participating Merchants

Redeem Reward BCA when you shop & enjoy a direct deduction from the total bill:

Credit Card Type Reward BCA/Conversion
BCA Credit card with BCA Card/JCB/Mastercard/Visa logo Reward BCA in Rupiah
BCA American Express Platinum Card 1 Membership Rewards® Points = IDR1
BCA UnionPay Credit Card 1 UnionPay Points = IDR20

Convert Reward BCA to Airline Miles

Contact Halo BCA at 1500888 or via “Call” feature at haloBCA mobile application for Reward BCA conversion to airline miles:

Types of Kredit Card/Airline Miles BCA Credit Card with BCA Card/JCB/Mastercard/Visa logo BCA Mastercard World Credit Card BCA American Express Platinum Card BCA UnionPay Credit Card

JAL Miles*

Minimum redemption of IDR25,000 Reward BCA = 100 JAL Miles
Redemptions in multiples of IDR25,000 Reward BCA

Minimum redemption of IDR15,000 Reward BCA = 100 JAL Miles
Redemptions in multiples of IDR15,000 Reward BCA

Minimum redemption of 750.000 Membership Reward® Points = 20,000 JAL Miles
Redemptions in multiples of 750,000 Membership Rewards® Points, with a maximum of 3,000,000 Membership Rewards® Points/3 months/Customer, can also be combined with other airline miles

200 UnionPay Points = 100 Japan Airlines Miles

Minimum conversion & valid for every 20 UnionPay Points

GarudaMiles*

Minimum redemption of IDR22,200 Reward BCA = 100 GarudaMiles

Redemptions in multiples of IDR22,200 Reward BCA

Minimum redemption of IDR20,000 Reward BCA = 100 GarudaMiles

Redemptions in multiples of IDR20,000 Reward BCA

Minimum redemption of 750,000 Membership Rewards® Points = 20,000 GarudaMiles

Redemptions in multiples of 750,000 Membership Rewards® Points, with a maximum of 3,000,000 Membership Rewards® Points/3 months/Customer, can also be combined with other airline miles

150 UnionPay Points = 100 GarudaMiles

Minimum conversion & valid for every 15 UnionPay Points conversion

 

KrisFlyer*

Minimum redemption of IDR20,000 Reward BCA = 100 KrisFlyer miles

Redemptions in multiples of IDR20,000 Reward BCA

Minimum redemption of IDR15,000 Reward BCA = 100 KrisFlyer miles

Redemptions in multiples of IDR15,000 Reward BCA

Minimum redemption of 750,000 Membership Rewards® Points = 20,000 KrisFlyer miles

Redemptions in multiples of 750,000 Membership Rewards® Points, with a maximum of 3,000,000 Membership Rewards® Points/3 months/Customer, can also be combined with other airline miles

200 UnionPay Points = 100 KrisFlyer miles

Minimum conversion & valid for every 20 UnionPay Points

 

AirAsia Point

Minimum redemption of IDR8,000 Reward BCA = 100 AirAsia Point

Redemptions in multiples of IDR20,000 Reward BCA

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100 UnionPay Points = 100 airasia point

Minimum conversion & valid for every 10 UnionPay Points

 

* Redemption to GarudaMiles, KrisFlyer and JAL Miles is only available for accounts owned by the primary cardholder. The names on the airline member account must match the name of the primary cardholder.

Convert Reward BCA to Airline Miles eCommerce / Lifestyle Voucher

  • Shop at Blibli & redeem Reward BCA to deduct the total transaction. For more information, click here.
  • Contact Halo BCA at 1500888or via “Call” feature at haloBCA mobile application for Reward BCA conversion to eCommerce / Lifestyle Voucher: 

Credit Card Type/Partner

BCA Credit Card with BCA Card/JCB/Mastercard/Visa logo

BCA American Express Platinum Card

BCA UnionPay Credit Card

MAPCLUB

Minimum conversion IDR10.000 Reward BCA = 10.000 MAPCLUB points

Valid for every IDR1.000 Reward BCA conversion

Minimum conversion 10.000 Membership Rewards® Points = 10.000 MAPCLUB points

Valid for every 1.000 Membership Rewards® Points conversion

Minimum conversion 500 UnionPay points = 10.000 MAPCLUB points

Valid for every 50 UnionPay points conversion

tiket.com

Minimum conversion IDR10.000 Reward BCA = 10.000 Blibli Tiket Points

Valid for every IDR1.000 Reward BCA conversion

Minimum conversion 10.000 Membership Rewards® Points = 10.000 Blibli Tiket Points

Valid for every 1.000 Membership Rewards® Points conversion

Minimum conversion 500 UnionPay points = 10.000 Blibli Tiket points

Valid for every 50 UnionPay points conversion

Alfagift

Minimum conversion IDR10.000 Reward BCA = 10.000 Poin Alfagift

Valid for every IDR1.000 Reward BCA conversion

Minimum conversion 10.000 Membership Rewards® Points = 10.000 Poin Alfagift

Valid for every 1.000 Membership Rewards® Points conversion

Minimum conversion 500 UnionPay points = 10.000 Poin Alfagift

Valid for every 50 UnionPay points conversion

GF Culinary

IDR5.000 Reward BCA = 5.000 GF Culinary Points

Minimum conversion IDR25.000 Reward BCA & Valid for every IDR5.000 Reward BCA conversion

5.000 Membership Rewards® Points = 5.000 GF Culinary Points

Minimum conversion 25.000 Membership Rewards® Points & Valid for every 5.000 Membership Rewards® Points conversion

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XXI (e-Voucher Tiket Nonton)

IDR50.000 Reward BCA = e-Voucher IDR50.000

Valid for every IDR50.000/IDR100.000/IDR250.000 Reward BCA conversion

50.000 Membership Rewards® Points = e-Voucher IDR50.000

Valid for every 50.000/100.000/250.000 Membership Rewards® Points conversion

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XXI (e-Voucher F&B)

IDR50.000 Reward BCA = e-Voucher IDR50.000

Valid for every IDR50.000/IDR100.000/IDR250.000 Reward BCA conversion

50.000 Membership Rewards® Points = e-Voucher IDR50.000

Valid for every 50.000/100.000/250.000 Membership Rewards® Points conversion

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Annual Fee Payment

Redeem your Reward BCA & get BCA Credit Card annual fee waiver!

Reward BCA Redemption Merchants


  • Ace Hardware
  • Blibli
  • The FoodHall Supermarket
  • H&M
  • Haagen Dazs
  • Pizza Hut
  • Ranch Market
  • Starbucks
  • Superindo
  • XXI

and many more merchants. Click here for more information

Check Your Reward BCA Balance

Click Here

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