Klik BCA Bisnis

Contact Us:

Halo BCA 1500888
Halo BCA KBB Services 1500777
Email: halobca@bca.co.id
WA: +628111500998
www.bca.co.id

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X (Twitter) : @BankBCA

KBB offers features that can be selected to suit the preferences and needs of business customers for easy online banking transactions.

Standard Features

This is a feature selected based on the customer’s needs at the time of applying for KBB. Here are the standard features of KBB:

• Account Information
  • Balance Information
    Balance information on accounts that have been registered with KBB.
  • Account Statement
    Information on each account statement that has been registered with KBB. The statements are available on a daily or monthly basis, where for monthly statements, the options are of the last month period and the previous two months period. These statements can be downloaded at once for multiple accounts with a choice of HTML or CSV file types.
  • Bulk Account Statement
    Account statement information for customers whose accounts have a high frequency of transactions the results of which can be downloaded in the form of files in TXT and/or CSV format.
  • Bank Statement
    Information on bank statements from operational accounts that have been registered with KBB. The bank statements can be downloaded in HTML or CSV file format.
  • Customer Portfolio Report
    monthly or annual report containing summary and details of the account portfolio connected to the Customer Identification Number (CIN) which can be downloaded by the Customers.
  • BCA Debit Report
    Information on BCA debit transactions and settlement transactions for each merchant ID that has been registered by KBB customers.
  • Credit Card Report
    Information on credit card transactions made at BCA Electronic Data Capture (EDC) and is available for download in HTML or CSV file format. This information can only be accessed by KBB customers who are also BCA merchants and have registered their merchant ID.
  • BCA Credit Card Transactions
    Information on all BCA credit card transactions registered with KBB, which have not been included in the customer’s billing cycle.
  • BCA Credit Card Bills
    Information on all BCA credit card bills registered with KBB. This information is available for download in the PDF format.
  • Payment Report
    information on payment transactions received by the Customer through electronic banking products. This information can only be accessed by KBB Customers who also cooperate with BCA in terms of bill payments through BCA electronic banking products and have registered an account number that functions as a payment recipient account. Payment reports are available for download in HTML or CSV file format.
  • e-Statement
    Information on monthly account statements in softcopy form provided to customers every month. e-Statement only apply to accounts registered as operational accounts and accounts with inquiry access at KBB.
  • Business Assistant
    A feature provided to KBB customers that allows them to adjust their choice of Corporate Partners that have collaborated with BCA along with their types of features. By registering for the BCA Business Assistant service on the Corporate Partner application/website, KBB customers who are Corporate Partner customers can carry out transactions via the Corporate Partner application/website and authorize transactions on the customer's KBB in the menu of the related transaction features.
• Fund Transfer Between BCA Accounts
  Fund transfer between BCA accounts is used to make transfers between BCA accounts, be it to their own accounts or to another customers’ accounts. Fund transfers between BCA accounts can be made for the following currencies:
  • IDR to IDR/SGD/USD/EUR/GBP/AUD/CNY/JPY/HKD
  • USD to IDR/USD
  • SGD to IDR/SGD
  • EUR to IDR/EUR
  • GBP to IDR/GBP
  • AUD to IDR/AUD
  • CNY to IDR/CNY
  • JPY to IDR/JPY
  • HKD to IDR/HKD

The exchange rate used for foreign exchange fund transfer transactions between BCA accounts in KBB is the e-Rate rate that applies at the time of transaction.

• Interbank Rupiah Fund Transfer
  Interbank Rupiah fund transfer refers to fund transfer in Rupiah (IDR) from a BCA account to other bank account(s) within the country.
  The following are the types of services that can be selected for interbank Rupiah fund transfers in KBB and their service hours:

• Foreign Exchange Transfer
  Outward Remittance in KBB refers to forex fund transfers using a BCA account source, in Rupiah or forex, to recipient banks at home or abroad. Specifically for foreign exchange fund sources, the beneficiary account must be in the same foreign exchange. The types of Outward Remittance (OR) through KBB are as follows:

Here are the types of currencies available for Outward Remittance and their service hours on each business day. Customers who make OR transactions in KBB outside the service hours below will be rejected by KBB.

• Bill Payment
  Bill Payments in KBB consist of bill payments from Company Partners that work with BCA. Multiple bill payment refers to bill payments for multiple bills in one transaction, allowing customers to skip repeated transactions. Listed below are the Bill Payment categories that can be made in KBB:
  • Insurance
  • BPJS
  • Internet
  • Credit Card
  • Others
  • Tax
  • Education
  • Loans
  • Mutual Funds
  • Post-paid mobile phone
  • Ticket
  • Transportation
  • TV Subscription
  • Utility
  • Voucher Top-Up
• Multi Transfer
  • Payroll
    Payroll refers to the payment of employees’ salaries via transfer from the company’s account to the employees’ account by uploading the Payroll file. The currency used for Payroll transactions is IDR. The following are the upload and processing times of Payroll files:
    

    Types of Transaction	Batas Waktu
    Payroll File Upload	No later than 2 business days before the effective date
    Payroll Transaction Processing	D-1 End of Day before the effective date.

  • Payroll Contingency
    Payroll Contingency is used to upload payroll data on D-Day should there be a failure of the payroll process on D-2. The Payroll Contingency file upload process uses the same mechanism as the Auto-Credit transaction upload process between BCA accounts. The currency that can be used for Payroll Contingency transactions is IDR.
  • Auto-Credit
    Auto-Credit is a feature that enables crediting by uploading files. Auto-Credit is valid between BCA accounts and other bank accounts through LLG/RTGS. Auto-Credit transactions are made in IDR currency and the debit account is Current Account.
  • Auto-Collection
    Auto-Collection is a feature to debit multiple BCA accounts and then credit them to one account by uploading a file in KBB. Auto-Collection transactions are conducted in Rupiah.
  • Auto-Collection Contingency
    Auto-collection contingency is an auto-collection transaction between BCA accounts that is processed centrally using Beehive application as an alternative means in the event of a disruption to the KlikBCA Bisnis (KBB) system.

• BPJS Payment
  This is a BPJS contribution payment in KBB in relation to the cooperation of BPJS contribution payment, which includes BPJS Health and BPJS Employment contributions. The contribution code is obtained from the BPJS website.
  There are 2 types of BPJS Employment payments that can be made through KBB, which are as follows:

• Tax Payment
  taxes that can be paid through the Bill Payment feature in KBB are as follows:
  • Land and Building Tax (PBB).
  • State Revenue Tax.
  • Local taxes, such as hotel tax, entertainment tax, parking tax, etc.

KBB Special Features

A feature that can be used if the Customer requests the use of special features. For some Customers, the application for the use of special features requires a recommendation from the branch. The following are the KBB special features:

• Account Information 
  • MT-940 Report
    Information on account statements in MT940 format, which is available for download based on the selected account number. Downloadable account statements include all KBB operational accounts. Account duration for download is 30 calendar days. Downloads can be made for several accounts at once.
  • Designated Account
    Designated Account is a feature to register a beneficiary account that is connected to a Beneficiary ID and to a specific user group, such that the user group can only credit funds to the account connected to the Beneficiary ID. Beneficiary ID is a unique code created by the Customer for each registered beneficiary account. Customers using the Designated Account feature must include the Beneficiary ID when making a fund crediting transaction.
  • Loan Information
    A feature developed for KBB B2B customers to obtain information on loan accounts other than those made at the Branch related to B2B services in KBB. Loan Information is used to make inquiries about loan ceilings, loan activities, and loan payment schedules from loan accounts that have been registered for B2B transactions through KBB.
• B2B e-Commerce
  B2B e-Commerce is a KBB feature where Business Customers can transfer funds for e-Commerce transactions that have been carried out by Business Customers in the Partnering Company.
• B2B Pertamina
  B2B Pertamina is a KBB feature that can be used by Pertamina Customers to make online Host to Host payments to Pertamina for the purchase of Pertamina products. Successful payment transactions will be forwarded to Pertamina’s account and Pertamina Customers can print out a proof of receipt of payment for the purchase of Pertamina products.
• Account Sweeping
  A transaction feature that allows Customers to arrange funds between their own accounts in the same currency to withdraw a certain amount of funds or maintain a certain account balance automatically. The types of Account Sweeping are as follows:
  • Sweep In
    A transfer transaction from one or more debit accounts to a single beneficiary account.
  • Sweep Out
    A transfer transaction with a certain amount from one or more debit accounts to one or more beneficiary accounts.
  • Sweep Balance
    A transfer transaction from one or more debit accounts to one or more beneficiary accounts to maintain the beneficiary account balance within a certain amount.
• Multi Transaction
  • Multi Auto Transfer
    Multi Auto-Transfer is a fund transfer feature from one of more source accounts to be sent to a number of other accounts, both BCA accounts, BCA VA, and other domestic bank accounts using upload files.
  • Multi Payroll to Other Bank Account (LLG/RTGS)
    Multi Payroll to Other Bank Accounts (LLG/RTGS) is a salary payment feature in IDR currency where the beneficiary account can be another domestic bank account using the LLG/RTGS route.
• Loan Payment
  It is a feature developed for KBB B2B Customers to make loan payments other than those made at Branches related to B2B services in KBB. It is used to make loan payments, whether they are already mature or not.
• Business Debit Card
  Business Debit Card (BDC) is a KBB feature that serves as a means to manage BDC cards which include add, delete, or setting related to BDC cards.
• HEI
  Host-to-Host Enterprise Resource Planning (ERP) Integration is a feature provided to KBB Customers of 01-03 segment, where they can conduct online and real-time banking transactions from their ERP system with or without using authorization from KBB.
• J-Valas
  J-Valas service is a service for Customers to conduct online forex transactions through KBB or other facilities determined by BCA.
• myLPG
  myLPG is a KBB feature for Pertamina agents to manage and monitor sales transactions of 3kg LPG gas cylinders to the Substation (the buyer of 3Kg LPG cylinders), in connection with the receipt of payment for the purchase of 3Kg LPG cylinders at BCA.
• Business Dashboard

Business Dashboard is a feature provided to KBB customers to be able to monitor transaction status and download facility transaction reports related to KBB Corporate ID. The following are the features on the Business Dashboard

The following are the types of facilities found in each Business Dashboard feature

 

• Business Document
  Business Document is a feature that can be used by KBB Customers to upload documents related to transactions in KBB. The types of documents that you can upload are as follows:
  • Underlying documents of forex purchase and sale transactions
  • Supporting documents for OR transactions.