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Terms and Conditions BCA AMEX NAC Travel
Benefits
Section 1 – Accidental Death and Disablement
Section 1a - Accidental Death and Disablement (during a Journey)
What Is Covered
If, during the Period of Insurance, whilst the Insured Person is on a Journey, the Insured Person sustains Bodily Injury which results in Death or Permanent Disablement within one hundred and eighty (180) days from the date of the Accident.
What We Will Pay
We will pay to the Insured Person’s nominee or to the person We are required to pay to under the law if there is no such nominee, the compensation according to the scale stated in the Table of Benefits below and up to a maximum relevant Benefit amount specified in the Benefit Schedule, subject to the terms and conditions of this Policy.
Section 2 – Medical Expenses
(applicable to Overseas Journey only)
What Is Covered
If, during the Period of Insurance, whilst the Insured Person is on an Overseas Journey, the Insured Person incurs Medical Expenses Overseas as a direct result of Bodily Injury or Sickness or Dental Expenses as a direct result of Accidental Injury.
What We Will Pay
We will reimburse the Insured Person in respect of such Medical Expenses charged to BCA Amex Card up to a maximum of the relevant Benefit amount specified in the Benefit Schedule.
Section 3 – Flight Delay
What Is Covered
If, during the Period of Insurance, whilst the Insured Person is on a Journey, the departure of the airplane in which the Insured Person had arranged to flight is delayed for at least four (4) consecutive hours or the flight is cancelled or the Insured Person is denied boarding on an airplane which the Insured Person is booked on due to over-booking and no alternative Common Carrier is made available.
Delaying or cancellation of such flight, from the time specified in the itinerary supplied to the Insured Person, due to:
What We Will Pay
We will indemnify the Insured Person the reasonable expenses incurred in respect of meals or refreshments and hotel accommodation charged to BCA Amex Card up to a maximum of the relevant Benefit amount specified in the Benefit Schedule.
Section 4 – Flight Misconnection
What Is Covered
If, during the Period of Insurance, whilst the Insured Person are on a Journey, the Insured Person’s confirmed onward flight connection is missed at the transfer point due to the late arrival of the Insured Person’s incoming confirmed scheduled airplane and no onward transportation is available to the Insured Person within four (4) consecutive hours of the Insured Person’s actual arrival time.
What We Will Pay
We will indemnify the Insured Person the reasonable expenses incurred in respect of meals or refreshments and hotel accommodation charged to BCA Amex Card up to a maximum of the relevant Benefit amount specified in the Benefit Schedule.
Section 5 – Baggage Delay
What Is Covered
If, during the Period of Insurance, whilst the Insured Person is on a Journey, the Insured Person’s checked-in baggage is delayed by an airplane operator and is not delivered to the Insured Person within six (6) hours of the Insured Person’s arrival at the scheduled Destination Overseas or within Indonesia (for Domestic Journey).
What We Will Pay
We will indemnify the Insured Person for the expenses necessarily and reasonably incurred for the purchases of essential clothing, toiletries and requisites charged to BCA Amex Card up to a maximum of the relevant Benefit amount specified in the Benefit Schedule.
Section 6 – Baggage Loss
What Is Covered
If, during the Period of Insurance, whilst the Insured Person is on a Journey, the Insured Person’s checked-in baggage on the schedule flight is not delivered to the Insured Person within twenty-four (24) hours of the Insured Person’s arrival at the scheduled Destination point of the Insured Person’s flight.
What We Will Pay
We will indemnify the Insured Person for the expenses necessarily and reasonably incurred for the purchases of essential clothing, toiletries and requisites charged to BCA Amex Card within ninety-six (96) hours after arrival at such scheduled Destination up to a maximum of the relevant Benefit amount specified in the Benefit Schedule.
Section 7 - Purchase Protection
What Is Covered
This benefit will indemnify the BCA Amex Cardholder for any Personal Property purchased worldwide during the Period of Insurance, if such Personal Property is accidentally lost or damaged within:
provided the cost of the purchase is charged to BCA Amex Card.
An excess of 25% of the loss subject to a minimum of IDR 500,000.- is applied in respect of any accidental loss or damage from the total loss payable to the Cardholder.
Section 8 – Terrorism Extension
What Is Covered
If, during the Period of Insurance and in the event of a claim under any Benefit covered of this Part 7 - Benefits arising from any Act of Terrorism, the Policy is extended to cover You whilst You are on a Journey.
What We Will Pay
We will reimburse You up to the maximum relevant Benefit amount specified in the Benefit Schedule for each Benefit of the Part 7-Benefits, subject to the terms and conditions of this Policy.
General Exclusion
The following exclusions are a summary of the policy’s General Exclusions. Therefore, we recommend reading the policy’s General Exclusions. This Policy does not cover, and We will not in any event be liable to pay any claims arising directly or indirectly from, caused by, a consequence of, arising in connection with or contributed to by any of the following:
How to submit your claim
Contact Us
PT Chubb General Insurance Indonesia
Gedung Bursa Efek Indonesia (Indonesia Stock Exchange Building)
Tower II, 10th Floor, Suite 1001
Jl. Jend. Sudirman Kav. 52-53, Jakarta 10190, Indonesia
Telepone : +62 (21) 2949 8500
Faxmile : +62 (21) 2949 8511
Email : travel.id@chubb.com
Website : www.chubb.com/id
Hotline 24 jam 1500 257
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