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Ease of saving and investing at once
Available in USD and SGD
Get a BCA Dollar card that functions as an ID card and an ATM BCA card
Access to accounts and any kind of transactions can be done easily via BCA e-Banking
BCA Dollar
BCA Dollar
BCA Dollar is a savings product available to BCA Customers who wish to save and invest in USD or SGD.
Benefits
Important Information
Requirements and Procedure
Type of Customer |
Required Documentation |
Adult Individual |
|
|
|
|
* Note: If the customer does not have/has not already had the Tax ID Number (NPWP), the customer can substitute it with a Statement Letter explaining that the customer does not have the Tax ID Number (NPWP).
The Customer can ask questions and lodge complaints via the following:
Contact Us:
Halo BCA 1500888
Email: halobca@bca.co.id
WA: +628111500998
Website: www.bca.co.id
Social Media
Facebook: GoodLife BCA
Instagram: @goodlifebca
Youtube: Solusi BCA
X (Twitter): @BankBCA
Features, Benefits, and Risks of BCA Dollar
Main Features of BCA Dollar:
Benefits:
Risks:
Simulation:
BCA Dollar Balance 2) |
Interest Rate p.a. |
Monthly Interest Amount 4) |
USD500 |
0.05% |
USD0.02 |
USD250,000 |
0.80% |
USD164.38 |
SGD10,000 |
0.10% |
SGD0.82 |
Last Update: 03 December 2024
Notes:
1) This simulation is intended to provide the customer with an estimate calculation only and is not meant to give any recommendation.
2) Position of the monthly average balance of the BCA Dollar account.
3) Interest rates may change at any time in line with market conditions and the change will be notified to the customer via BCA’s information media.
4) Interest amount is gross interest amount before tax withholding according to the applicable laws and regulations (assumption: 1 month = 30 days and 1 year = 365 days).
Additional Information
Disclaimer (important to read)
Fees, Limits & Interest Rates
Interest rate
BCA Dollar USD
Balance (USD) |
Interest rate (%pa) |
< USD 1.000 | 0,05 % |
≥ USD 1.000 - < 10 Thousand | 0,08 % |
≥ USD 10 Thousand - < 50 Thousand | 0,15 % |
≥ USD 50 Thousand - < 100 Thousand | 0,25 % |
≥ USD 100 Thousand - < 200 Thousand | 0,50 % |
≥ USD 200 Thousand | 0,80 % |
Effective: December 01, 2023
BCA Dollar SGD
Balance (SGD) |
Interest rate (%pa) |
<200 | 0,10 |
≥200 | 0,10 |
Effective: November 4, 2019
Placement
The minimum initial placement is USD100 or SGD200.
Fees
Description |
Between BCA Accounts |
Interbank (Outward Remittance) |
Via BCA Branch Office |
Free |
Rp50,000 |
Via e-Channel |
Free |
Rp35,000 |
Fee (funds remittance in the same currency) |
Free |
0.125% Min. USD5, max. USD150 |
Limit
Type of Transaction |
Limit |
Via BCA ATM |
|
Cash Withdrawal 1) |
Rp15.000.000 (equivalent) |
Transfer between BCA Accounts 2) |
Rp100.000.000 (equivalent) |
Via m-BCA |
|
Transfer between BCA Accounts 2) |
Rp100.000.000 (equivalent) |
Via myBCA |
|
Transfer to Own BCA Account3) |
No limit |
Transfer between BCA Accounts 4) |
Rp300.000.000 (equivalent) |
Cash Withdrawal Without a Card (Cardless) 5) |
Rp15.000.000 (equivalent) |
Via Internet Banking |
|
Transfer between BCA Accounts 6) |
Rp500.000.000 (equivalent) |
Last Update : 19 January 2024
1) The limit for cash withdrawals using the BCA Dollar card is a combined limit with the limit for cardless cash withdrawals.
2) The limit for transfers between BCA Accounts via the BCA ATM is a combined limit with the limit for transfers between BCA Accounts via m-BCA.
3) Applicable to transfers to all Own BCA Accounts (Rupiah/foreign currency accounts).
4) The combined limit for transfers between BCA accounts other than transfers to own accounts is the maximum daily transaction limit per BCA ID. The complete information on myBCA transaction limits can be viewed on BCA’s official website at www.bca.co.id.
5) The daily limit for cash withdrawals without a card (cardless) via myBCA mobile per BCA ID.
6) The combined limit for transfer transactions via Internet Banking is the maximum daily transaction limit per user ID. The complete information on Internet Banking transaction limits can be viewed on BCA’s official website at www.bca.co.id.
Type of Transaction |
Amount |
Deposits* |
|
BCA Dollar USD |
|
Deposit of up to USD50,000/day/account |
1:1 |
Deposit of more than USD50,000/day/account |
Subject to a 0.5% fee on the excess amount |
BCA Dollar SGD |
|
Deposit |
1:1 |
Withdrawals |
|
BCA Dollar USD |
|
Withdrawal of up to USD10,000/month/account |
1:1 |
Withdrawal of more than USD10,000/month/account |
Subject to a 0.5% fee on the excess amount |
BCA Dollar SGD |
|
Withdrawal of up to SGD10,000/month/account |
1:1 |
Withdrawal of more than SGD10,000/month/account |
Subject to a 0.5% fee on the excess amount |
*Note: Deposits of Banknotes that are not in good physical condition and/or are in small denominations into a foreign currency account denominated in the same currency will be processed with a 1:1 condition, but the customer will be charged a 0.25% fee.
TERMS AND CONDITIONS FOR BCA DOLLAR ACCOUNT
PT BANK CENTRAL ASIA Tbk (“BCA”)
A. GENERAL TERMS AND CONDITIONS
If the BCA Dollar Account Activity Statement has been sent to the Depositor’s address, but was returned to BCA, then:
If the BCA Dollar Account Activity Statement is not collected by the Depositor within 3 (three) months from the date of its issuance, the relevant BCA Dollar Account Activity Statement will be destroyed. If the Depositor fails to collect the BCA Dollar Account Activity Statement for 3 (three) consecutive months, the BCA Dollar Account Activity Statement will no longer be issued until the Depositor reapplies for the issuance of the BCA Dollar Account Activity Statement at a BCA branch office designated by BCA.
The amounts of such charges and fees and any changes thereto will be notified to the Depositor in any form and by any means according to the applicable law. Such charges and fees will be debited directly by BCA from the Depositor’s account.
The LPS does not guarantee any deposit with interest at the rate exceeding the maximum interest rate stipulated by the LPS.
B. DEPOSITS AND WITHDRAWALS
BCA has the right to amend the provisions concerning such minimum initial deposit amount from time to time, and such amendment will be notified by BCA in any form and by any means in accordance with the prevailing law.
Any failure or delay by such correspondent bank in conducting the collection with the issuing bank or transferring the proceeds to BCA as well as any loss arising from the collection process, including but not limited to the currency devaluation/depreciation of the instrument that is still in the process of collection or transfer, shall be the sole responsibility of the Depositor.
C. CALCULATION AND PAYMENT OF INTEREST
D. PROCEDURE
Use of BCA Dollar Card
Replacement of BCA Dollar Card
Closure of BCA Dollar Account
If the Depositor wishes to close the BCA Dollar account, the Depositor must:
The Depositor will incur a closing fee when closing the BCA Dollar account. The amount of the closing fee of the BCA Dollar account will be notified by BCA to the Depositor in any form and by any means in accordance with the prevailing law.
Complaints Handling
E. DISPUTE RESOLUTION
F. LANGUAGE
These Terms and Conditions for BCA Dollar Account of PT BANK CENTRAL ASIA Tbk ("BCA") are made and signed in 2 (two) versions of languages, namely Indonesian and English. In the event that there is a discrepancy in interpretation between the versions of Indonesian and English, then the version of Indonesian language shall prevail.
IMPORTANT: THE DEPOSITOR IS PROHIBITED FROM STORING OR LEAVING THE DEPOSITOR’S BCA DOLLAR CARD WITH BCA
These Terms and Conditions for BCA Dollar Account of PT Bank Central Asia Tbk (“BCA”) have been adjusted to ensure compliance with the prevailing laws and regulations including Regulations of the Financial Services Authority
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