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Investasi - Bonds

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Bonds

About Type of Bonds Product Risk Important Information Fees & Limits Get the Product

Government Bonds

Securities issued by the Government of the Republic of Indonesia consisting of Government Debt Securities (SUN) and Government Sharia Securities (SBSN), both in Rupiah and foreign currencies, whose interest and principal payments are guaranteed by the Republic of Indonesia.

Advantages


Capital Gain
Obtain capital gains for bonds sold at higher price than purchase price after taking transaction fees at Secondary Market into consideration.
Free Yield/Coupon Transfer
Enjoy free transfer fee for SBR, ST, ORI, SR, FR, PBS, INDON, INDOIS
Can Be Used as Collateral
ORI/SR/FR/INDON/INDOIS can be used as collateral for various types of credit
National Participation
Individuals and communities have the opportunity to support the financing for national development.

Types of Bonds

Government Securities (SUN)

Security in the form of debt instruments denominated in Rupiah as well as foreign currencies which payment of interests and principal are guaranteed by the State of the Republic of Indonesia

Types

  • Rupiah
    • Retail Government Bonds (ORI)
    • Retail Savings Bonds (SBR)
    • Fixed Rate (FR)
  • Foreign Currency
    • Foreign-Currency State Bonds (INDON)

Government Sharia Securities (SBSN)

State Securities issued under sharia principles, as evidence of the participation in SBSN Assets in both rupiah and foreign currency.

Types

  • Rupiah
    • Retail Sovereign Sukuk (SR)
    • Savings Sukuk (ST)
    • Project-Based Sukuk (PBS)
  • Foreign Currency
    • Foreign-Currency State Bonds (INDOIS)

Product Risk


Default Risk
Risk if investors are unable to obtain payment of funds promised by the issuer when the Bond matures, both the Reward/Coupon and Nominal Value.
Market Risk
Potential losses (capital loss) due to factors that affect the overall performance of the financial market, including changes in interest rates, changes in economic fundamentals, and unstable political conditions. Losses (capital loss) can occur if investors sell bonds in the secondary market before maturity at a selling price lower than the pu...
Liquidity Risk
The risk that occurs if before the Bond matures, the investor cannot sell/liquidate the Bond quickly at a reasonable price.

Important Information


Disbursement Estimation

Funds is disbursed to customer accounts on the settlement date, which is the date on which the transfer of ownership is made, with the following details:

ORI/SR
Transaction Date +2 business days

FR/PBS
Transaction Date +2 business days

INDON/INDOIS
Transaction Date +3 business days

Disclaimer

The data or information listed on this page is presented and/or calculated based on data obtained from the Bond Issuer and/or other sources that PT Bank Central Asia Tbk (BCA) considers to be reliable. BCA shall not be responsible for the truth, accuracy, or completeness of data or information, including errors in data and information contained on this page. Any consequences arising from the use of such data or information shall be the sole and absolute responsibility of the (prospective) Investor. (Prospective) Investors are advised to seek advice from financial, legal, and tax advisors before purchasing Bond products.

Such data or information is for general informational purposes only and does not constitute recommendation in any form and for any purpose and it is not intended as an offer or solicitation for the purchase or sale of any product.

Information related to the limit of transaction value listed on this page refers to the Prospectus issued by the Issuer.

(Prospective) Investors are required to read and understand the Prospectus issued by the Issuer before investing in any Bond products.

Bonds are capital market products and NOT products issued by PT Bank Central Asia Tbk (BCA) and BCA shall not be liable or responsible for any claims and risks arising from investing in Bond products. BCA only acts as a Selling Agent.

Investment in Bond products is NOT part of third party deposits at BCA, it is not guaranteed by BCA and DOES NOT FALL within the scope of the Government Guarantee or deposit guarantee program. Investments in Bond products contain risks that allow (prospective) investors to lose part or all their invested capital. Every bond product purchased by (prospective) investors shall be the sole responsibility and decision of (prospective) investors, including if (prospective) investors choose the type of product that does not match the risk of (prospective) investors.
BCA is registered with and supervised by the Financial Authority Services (OJK).

Fees & Limit*


ORI/ SR

Tax

10%

Minimum order

IDR1,000,000

Multiples of

IDR1,000,000

Transaction Fee at Secondary Market**

IDR27.750

FR/ PBS

Tax

10%

Minimum order

myBCA : IDR1,000,000
Cabang BCA : IDR100,000,000

Multiple of

IDR1,000,000

Transaction Fee at Secondary Market**

IDR27.750

INDON/ INDOIS

Tax

0%

Minimum Order

myBCA : USD1,000
Cabang BCA : USD30,000

Multiple of

USD1,000

Transaction Fee at Secondary Market

IDR49,950

SBR/ ST

Tax

10%

Minimum Order

IDR1,000,000

Multiple of

IDR1,000,000

* Information is subject to change at any time in accordance with Ministry of Finance regulations.
** Secondary Market Transaction Fee includes VAT in accordance with applicable regulations, and includes the fee charged by Bank Indonesia of IDR23,000 (excluding VAT).

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More Info
Simulasi Obligasi

Bond Coupon/Return Simulation Pasar Perdana

Simulation as of 16 Mei 2025

Coupon/Return Rate per Year (gross)

6

,

50

%

(Belum termasuk PPh final jika ada)

Settlement Date

23 Apr 2025

Maturity Date

10 Apr 2027

Estimated Coupon/Return per Period (gross) :

Rp5.417

Estimated Coupon/Return per Period (net) :

Rp4.876

Estimated Coupon/Return until Maturity (net) :

Rp114.979

Catatan
Kupon/Imbalan pertama (nett) merupakan LONG coupon sebesar Rp2.831

Disclaimer :

  • Kalkulator ini disediakan hanya sebagai alat bantu simulasi Kupon/Imbalan Obligasi dan tidak dimaksudkan untuk menyediakan rekomendasi atau saran apa pun.
  • Simulasi Kupon/Imbalan Obligasi yang ditampilkan hanya bersifat indikatif, sehingga terdapat kemungkinan perbedaan dengan perhitungan pada saat nasabah melakukan transaksi yang sebenarnya.
  • Perhitungan ini belum dipotong biaya (apabila ada).
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