Business Solution Package for F&B Business Customers

• E-channel (KBB, KBI, myBCA)
  Business needs transactions
• Payment
  Ease of payment for office operational bills (PLN, Air, Tagihan Internet, BPJS).
• EDC/QRIS
  Convenience of contactless transactions, QRIS, Debit & Credit in one machine.
• Payroll
  Special benefits for payroll employees.
• KKB
  Special offer for KKB Refinancing starting from 3%
  Credit while saving
• KPR
  A solution for additional capital for business expansion.
• Remittance
  Fast and easy foreign currency transfers abroad in 16 foreign currencies 100% cashback on Telex fees

• Ease of applying for EDC/QRIS BCA with the BCA Merchant Application  
• Real-Time Transactions  
• Transaction report monitoring that can be downloaded and sent to email (via the BCA Merchant Application)  
• Merchant Care Service 24/7  
• T&C EDC: https://www.bca.co.id/edcbca  
• T&C QRIS: https://www.bca.co.id/qrisbisnis

Special employee program that uses payroll payment with BCA:

Terms & Conditions :

• Applicable to all individual payroll customers of BCA who receive payroll from Klik BCA Bisnis (KBB), KBB IS, or Multipayroll.  
• The application deadline is December 31, 2024, and the realization deadline is January 31, 2025.  
• This special program cannot be combined with other promotional programs, unless otherwise stated in the benefits.  
• Other provisions follow each product such as BI Checking, LTV, Age, and others, and must adhere to the processes applicable from the Related Business Unit.

Solutions for additional capital for business expansion.

Benefit 1: Special KKB Refinancing rates starting from 3%

• Special offer for KKB Refinancing interest rates starting from 3%.
• BPKP guarantee for new cars with a maximum vehicle age of 6 months from the date of invoice issuance.
• Flat interest rate for a tenor of 1 year.

Benefit 2: Credit While Saving
 0% Down Payment specifically for new passenger cars with the condition of blocking funds in a certain amount.

• 0% DP specifically for new passenger cars
• This program is available nationwide for individual and corporate customers.
• This program is offered to BCA customers under the condition that the customer agrees to block a certain amount of funds and signs a Power of Attorney for Fund Blocking Request, Power of Attorney Approval & Disbursement to BCA Finance. 
• The fund blocking can only be done on BCA savings accounts with the following types of savings products: Tahapan/Tahapan Gold, Tahapan Xpresi, Tapres, Giro & Tabunganku.
• This program is valid for the purchase of new passenger vehicles until January 31, 2025.

Solutions for purchasing property for your business.  

• The interest rates follow the 2024 Merdeka Mortgage Interest Rate Program and the provisions of the 2024 Merdeka Mortgage Interest Rate Program.
• A discount of 17% on administrative fees.  
• Specifically for applications submitted via the e-form at www.bca.co.id or rumahsaya.bca.co.id, there is a discount of 79% on administrative fees.  
• An 8% discount on life insurance premiums.  
• A 45% discount on provisions.  
• The EXPO Hybrid benefits cannot be combined with benefits from the Kanwil gathering event.  
• The application period is open until November 30, 2024, and realization is until January 31, 2025.

• Promotion Program for OR Full Amount Transactions via KlikBCA Individual (KBI)  
  100% Cashback on Telex Fees (up to IDR 35,000) for OR Full Amount transactions with Rupiah funding sources, and using underlying/supporting documents, specifically for the uploadBusiness Document feature. (Source Code: PAKAIKBI)
• Promotion Program for OR Local Currency Settlement (LCS)  
  100% Cashback on Telex Fees (up to IDR 50,000) for each OR LCS transaction in MYR, THB, and CNY currencies with Rupiah funding sources.