Special Package for Senior Professional Lawyers

Benefit 1: Free annual fee for the first 2 years (only for primary/basic card)  

• Applicable for new applications for the Primary Card.  
• Applicable for all types and categories of BCA Credit Cards, except: BCA AMEX Platinum, BCA Mastercard World, BCA Singapore Airlines, and BCA Corporate Card.
• Cannot be combined with other promotions.
• Using Promo Code:  
• CPNSML: for applications through branches  
• SML: for online applications 

Benefit 2: Cashback up to IDR1,000,000 with a minimum transaction requirement & online application  

• Application link: https://webform.bca.co.id/applycc/#/?campaign_id=IPSML  
• Program period until December 31, 2024
• Cashback of IDR500,000  
  • Applicable for: BCA Everyday Card, BCA Mastercard Globe Credit Card, BCA Visa Batman, BCA UnionPay, BCA Blibli Mastercard, BCA tiket.com Mastercard Credit Card 
  • Requirements: Minimum transaction of IDR1,000,000 within the first month since the card is approved.
• Cashback of IDR1,000,000  
  • Applicable for cards: BCA Card Platinum, BCA JCB Black, BCA Mastercard Black, BCA Singapore Airlines, BCA Visa Black Credit Card
  • Requirements: Minimum transaction of IDR2,000,000 within the first month since the card is approved  
  • No annual fee for the first year applies to a maximum of 2 Primary Cards and 2 Additional Members, with each having a maximum of 2 Additional Cards. (not valid for BCA Singapore Airlines KrisFlyer Visa Infinite Credit Card).
  • Applicable for new applications (customers who have never had a BCA Credit Card), through the BCA Online Application platform, with the link: https://webform.bca.co.id/applycc/#/?campaign_id=IPSML  
  • Applicable for applications of all types of BCA Credit Cards, except for BCA Visa Corporate, BCA Smartcash Credit Card, and BCA American Express Platinum Card. 
  • Cashback will be given in the form of a discount on the BCA credit card bill, with the amount corresponding to the card level.
  • Cashback will be credited to the customer no later than 2 months after fulfilling all requirements.
• The promotion does not apply to applications made through Direct Sales and Telemarketing. 
• It cannot be combined with other promotions.

• Promotion Program for OR Full Amount Transactions via KlikBCA Individual (KBI)  
  100% Telex Fee Cashback (maximum IDR35,000) for OR Full Amount with Rupiah funding source, using underlying documents/supporting documents, specifically for the use of the Business Document upload feature. (Promo Code: PAKAIKBI)  

• Promotion Program for OR Local Currency Settlement (LCS)  
  100% Telex Fee Cashback (maximum IDR50,000) for each OR LCS transaction in MYR, THB, and CNY currencies with a Rupiah funding source.

Debit transactions and cash withdrawals abroad from the Foreign Currency Pocket with the BCA Mastercard Debit card without currency conversion to IDR.

• Individual customers who are Indonesian citizens.  
• Customers are users of myBCA with financial access.
• Having a BCA account to be used as a primary account with the following criteria:
• Account type: Tahapan and Tahapan Gold
• Not a joint account
• Connected to the customer's BCA ID
• Does not have an active foreign currency pocket in other BCA accounts.

Benefit 1: Cashback up to IDR500,000

• With a minimum transaction of IDR500,000, you can obtain mutual fund participation units worth IDR100,000. (maximum multiple of IDR500,000 is valid).
• Applicable for new investors.
• Applicable for transactions across all channels and all Mutual Fund products of the Investment Manager.
• There is a holding period (no redemption or switching out) after the purchase transaction of the product.
• For the validation of this program, it is mandatory to include the unique code "111" at the end of the purchase transaction amount. (ex: IDR500,111)
• The gift cannot be exchanged for cash or transferred.
• The gift tax will be borne by BCA in accordance with the applicable tax regulations.
• The cut-off time for mutual fund transactions follows the applicable policies.
• Valid until September 30, 2024.

Benefit 2: No subscription fee for Mutual Funds in the WELMA feature on myBCA.

• Promo Period: Until December 31, 2024  
• This program applies to Purchase / Periodic Purchase transactions through the Welma feature in the myBCA App.  
• Specifically for Periodic Purchase transactions, the following provisions apply:  
  • Purchases that receive the benefit of no fees are only those processed during the program period.  
  • Purchases made after the program period will incur the applicable transaction fees at that time.
• For products that have the following minimum transaction fee requirements, they will still apply according to the terms of the product:
  • Schroder Prestasi Gebyar Indonesia II  
  • Batavia Technology Sharia Equity USD  
  • Batavia Global ESG Sharia Equity USD  
  • Manulife Sharia Equity Asia Pacific US Dollar  
• Transaction fees for the Transfer and Redemption of Mutual Funds through the Welma feature in the myBCA application are in accordance with the applicable regulations in the application.
• Specifically for the purchase of Mutual Funds on December 31, 2024, transactions and payments must be completed before 1:00 PM WIB.

Benefit 1: Cashback of up to IDR16.5 million for BCA Life Heritage Protection products.
Applicable for annual premiums ranging from IDR25 million to IDR300 million.

• Applicable for annual/single premium payments.
• The program cannot be combined with other programs that are currently running.
• For single payments, the premium calculated to obtain cashback is 10% of the single premium.
• The cashback will be processed by BCA Life to the payor's account with an estimated 60 calendar days from the policy in force.
• The tax on cashback will be borne by BCA Life.
• Police regulations issued on October 7, 2024.

Benefit 2:
1. 10% discount on BCAinsurance Travel Insurance
2. 7.5% discount on BCAinsurance Fire Insurance

• Applicable to all customers  
• A premium discount is available for the purchase of new policies in 2024 or for the renewal of policies purchased in 2023. 
• For membership customers (Solitaire/Prioritas), a special benefit is available, which is a travel insurance premium discount of up to 15%.

Special Interest Rate, Discount on Admin Fees, Discount on Provision Fees, and Pre-Approval Mortgage.

• Period until November 30, 2024  
• Realization limit until January 31, 2025  
• This program is part of the BCA Expo 2024 promotion  
• Special interest rate of 1.45% (fixed for 1 year) follows the 2024 Merdeka Mortgage Interest Rate Program and the provisions of the 2024 Merdeka Mortgage Interest Rate Program.
• 17% discount on administrative fees and a 79% discount on administrative fees specifically for applications made through e-form at bca.co.id or rumahsaya.bca.co.id. 
• 8% discount on life insurance premiums.
• 45% discount on provisions.
• Pre-approval amounts based on analysis.