Special Program for Medical Workforce

Until 31 Jan 2025

For Customer

Special Program for Medical Workforce

Syarat & Ketentuan :

Credit Card

  • Credit Card
    Benefit 1: Free annual fee for the first 2 years (only for primary/basic card)
    Terms & Conditions :
    1. Applicable for new applications of the Main Card.
    2. Applicable for all types and categories of BCA Credit Cards, except: BCA AMEX Platinum, BCA Mastercard World, BCA Singapore Airlines, and BCA Corporate Card.
    3. Using Promo Code: SML (for online applications) 

    Benefit 2: Cashback up to IDR 1 million with a minimum transaction requirement & online application
    Terms & Conditions :

    1. 1.Link to apply: https://webform.bca.co.id/applycc/#/?campaign_id=IPSML 
    2. Program period until December 31, 2024 
    3. Cashback of IDR500,000
      1. Applicable for the following cards: BCA Everyday Card, BCA Mastercard Globe Credit Card, BCA Visa Batman, BCA UnionPay, BCA Blibli Mastercard, BCA tiket.com Mastercard.
      2. Requirements: Minimum transaction of IDR1,000,000 within the first month since the card is approved.
    4. Cashback of IDR1,000,000
      1. Applicable for cards: BCA Card Platinum, BCA JCB Black, BCA Mastercard Black, BCA Singapore Airlines, BCA Visa Black
      2. Requirements: Minimum transaction of IDR2,000,000 within the first month since the card is approved
      3. No annual fee for the first year applies to a maximum of 2 Primary Cards and 2 Additional Members, with each having a maximum of 2 Additional Cards. (not valid for BCA Singapore Airlines KrisFlyer Visa Infinite Credit Card).
      4. Applicable for new applications (customers who have never had a BCA Credit Card), through the BCA Online Application platform, with the link: https://webform.bca.co.id/applycc/#/?campaign_id=IPSML
      5. Applicable for applications of all types of BCA Credit Cards, except for BCA Visa Corporate, BCA Smartcash, and BCA AMEX Platinum. 
      6. Cashback will be given in the form of a discount on the BCA credit card bill, with the amount corresponding to the card level.
      7. Cashback will be credited to the customer no later than 2 months after fulfilling all requirements.
    5. The promotion does not apply to applications made through Direct Sales and Telemarketing.
    6. It cannot be combined with other promotions.
  • Remittance

  • Remittance
    • Promotion Program for OR Full Amount Transactions via KlikBCA Individual (KBI)
      100% Cashback on Telex Fees (maximum IDR35,000) for OR Full Amount transactions with Rupiah funding sources, using underlying documents/supporting documents, specifically for the use of the upload Business Document feature. (Promo Code: PAKAIKBI)
    • Promotion Program for OR Local Currency Settlement (LCS)
      100% Cashback on Telex Fees (maximum IDR50,000) for each OR LCS transaction in MYR, THB, and CNY currencies with Rupiah funding sources.
  • Investment

  • Investment
    Cashback up to IDR500,000
    • With a minimum transaction of IDR500,000, you can obtain mutual fund participation units worth IDR100,000. (valid for a maximum multiple of IDR500,000).
    • Applicable for new investors.
    • Applicable for transactions across all channels and all Mutual Fund products of the Investment Manager.
    • There is a holding period (no redemption or switching out) after the purchase transaction of the product.
    • For the validation of this program, it is mandatory to include the unique code "111" at the end of the purchase transaction amount. (ex: IDR500.111)
    • The gift cannot be exchanged for cash or transferred.
    • The gift tax will be borne by BCA in accordance with the applicable tax regulations.
    • The cut-off time for mutual fund transactions follows the applicable policies.
    • Valid until September 30, 2024.
  • Bancassurance

  • Bancassurance
    Product 1: BCA Life Heritage Protection
    Benefit: Cashback up to IDR16.5 million
    • Terms & Conditions:
      • Applicable for annual premiums ranging from IDR25 million to IDR300 million. Applicable for policy payments made annually/single.
      • The program cannot be combined with other programs that are currently running.
      • For single payments, the premium calculated to obtain cashback is 10% of the single premium.
      • The cashback will be processed by BCA Life to the payor's account with an estimated 60 calendar days from the policy in force. The tax on the cashback will be borne by BCA Life.
      • Police regulations issued on October 7, 2024, to obtain cashback of up to IDR16.5 million.
    Product 2: BCA Insurance – Travel Insurance and Fire Insurance
    Benefit:
    • Discount up to 10% on Travel Insurance  
    • 7.5% Discount on Fire Insurance
    Terms & Conditions:
    • Applicable to all customers
    • The premium discount does not require filling out an application form
    • The premium discount is valid for new policy purchases in 2024 or policy renewals from policies purchased in 2023
    • The premium discount is applied through a direct deduction from the premium paid by the customer
    • For membership customers (Solitaire/Priority), there is a special benefit, which is a travel insurance premium discount of up to 15%.
  • KPR

    • The interest rates follow the 2024 Independence Mortgage Interest Rate Program and the provisions of the 2024 Independence Mortgage Interest Rate Program. 
    • 17% discount on administrative fees.  
    • Specifically for applications submitted through the e-form at www.bca.co.id or rumahsaya.bca.co.id, there is a 79% discount on administrative fees.  
    • 8% discount on life insurance premiums.  
    • 45% discount on provisions.  
    • The EXPO Hybrid benefit cannot be combined with benefits from the Kanwil gathering event.  
    • The application period is open until November 30, 2024, and realization is until January 31, 2025.

    KKB

  • KKB
    KKB Program While Saving
    Benefit: 0% Down Payment specifically for new passenger cars with the condition of agreeing to block funds in a certain amount.
    • 0% down payment specifically for new passenger cars.
    • This program is for individual and corporate customers and is applicable nationwide.
    • This program is offered to BCA customers under the condition that the customer agrees to block their funds with a certain amount and signs the Fund Blocking Request Power of Attorney, Approval of Power of Attorney, and Disbursement to BCA Finance. Fund blocking can only be done on BCA savings accounts with the following types of savings products: Tahapan/Tahapan Gold, Tahapan Xpresi, Tapres, Giro, and Tabunganku.
    • This program is valid for the purchase of new passenger vehicles until January 31, 2025.

    Amount and period of installment blocking:

    TENOR INSTALLMENT BLOCKING AMOUNT BLOCKING PERIOD (IN MONTHS)

    1 Year

    3 x installment

    3

    2 Years

    5 x installment

    5

    3 Years

    7 x installment

    8

    4 Years

    9 x installment

    11

    5 Years

    9 x installment

    15

    Fix N Cap 5 Tahun

    10 x installment

    15

    Fix N Cap 6 Tahun

    11 x installment

    19

    Expo Special KKB Benefits

    • 2.45% flat interest per year for cars with the following conditions:
      • Applies only to new cars with passenger car type
      • Application period until 30 September 2024 and Realization until 31 October 2024.
    • Special administration fee of IDR900 thousand
      • Applies only to new cars with passenger car type
      • Insurance coverage min. combination
      • Application period until 30 September 2024 and Realization until 31 October 2024.
    • Pre-Approved up to IDR1 billion
      • Applicable to certain customers based on analysis
      • new car & passenger car refinancing
      • Down payment min. 20%
      • Not applicable for car brands from China (except Wuling & Chery), India, Korea (except Hyundai & KIA), Malaysia & Super Car
      • Valid until December 31, 2024

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