*Update: 3 October 2024
Good news for employees of BCA Payroll user companies. Enjoy the AGATHA (Akses GAji Tiap HAri), which is a cash-ready fund that can be withdrawn at any time with an auto-debit full repayment scheme on the payday date.
AGATHA General Terms
- 1% service fee, minimum Rp35,000 per withdrawal
- Maximum ceiling of 75% of the total proportional daily salary, maximum employee salary of Rp8 million/month
AGATHA Benefits
- Competitive fees
- Easy and simple application
- Same day disbursement (maximum submission on weekdays at 15:00 WIB)
AGATHA Simulation Example
Submission Steps
- Go to the AGATHA application page
- Register/Login to your account on BCA Loan Webform
- Select the AGATHA facility, then click the Apply button, then enter the payroll account number and mobile phone number linked to the account to get a verification code
- Enter the verification code sent to your mobile phone number
- Upload submission documents (KTP and a selfie while holding your KTP)
- Enter the credit application information
- Check the terms and conditions
- Confirm the AGATHA facility application by entering the OTP code
Fund Disbursement Steps
- Open the email from BCA Loan Webform, then click the Fund Disbursement button
- Login to your account on BCA Loan Webform
- The loan application process will appear, click the “Konfirmasi Pengajuan” button to proceed
- Click “Konfirmasi” if the loan details shown are correct
- Enter the verification code sent to your mobile phone number
- A notification will appear that the loan disbursement is being processed
- You will receive notification via email if the funds have been disbursed to the account
Companies that can use AGATHA facilities *)
- PT BCA Finance
- PT Asuransi Umum BCA
- PT Taman Burung Citra Bali International
*) List may change at any time
Apply for the AGATHA facility now by clicking the button below
The AGATHA facility is a new advanced banking product that is currently in the process of limited trials and has not yet obtained a license from the Financial Services Authority (OJK).
