These days, the need for transactions extends beyond national borders, especially during vacations, business trips, wellness retreats, or other activities. Credit cards are one of the most popular ways to handle payments abroad.
Here are some tips for safe transactions using BCA credit cards while traveling abroad.
- In some countries, you can make payments without using a PIN, like with contactless options and by signing. So, it’s super important to keep your credit card secure to prevent unauthorized access.
- Ensure that your BCA credit card is stored in a safe place. Any risks that arise from negligence in safeguarding credit cards are the responsibility of the cardholder.
- Always keep your personal information confidential. This includes your credit card PIN, card number, CVV/CVC code, and the card’s validity period (valid thru/expiry date).
- Be aware of how to manage your credit card settings. You can enable or disable features for Domestic, International, e-Commerce, and Contactless transactions as needed. Here’s how to control credit card transactions using myBCA:
- Log in to myBCA
- Select My Account, then click on Account Control
- Choose Credit Card, then select the card you wish to manage
- Click on Credit Card Control
- Select the type of transaction you want to activate or deactivate
- Confirm your selection by entering your PIN
- If you lost your card, immediately turn off all transactions or block the card. You can block your card using the myBCA app by following these steps:
- Log in to myBCA
- Select My Account then choose Account Control
- Select Credit Card, and then choose the card you wish to block
- Click on Block Credit Card
- You can either Disable All Transactions to deactivate the card or choose Keep Blocking(*) to maintain the block on the card
- Confirm your action by entering your PIN
(*)please note that cards that have been blocked cannot be reactivated and must be replaced with a new card.
To facilitate safer and more convenient transactions abroad, be sure to follow the tips for using BCA credit cards mentioned above. Download myBCA to access various additional features, such as requesting credit card limits, converting transactions into installments, checking your transactions and bills, and monitoring your Reward BCA balances!