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Prime Lending Rate Rupiah (Prime Lending Rate)
PT Bank Central Asia Tbk
Effective From October 31, 2024
|
Data Period: |
Non-MSMEs Loan | MSMEs Loan | Housing Loan |
Non-Housing Loan |
|||
|
Corporate |
Retail |
Medium |
Small |
Micro |
|||
| Cost of Fund (HPDK) (%) | 1.13 | 1.13 |
1.13 | 1.13 | 1.13 | 1.13 | 1.13 |
| Overhead Cost (%) | 3.06 | 4.16 | 4.20 | 4.14 | 4.02 | 3.67 | 4.98 |
| Profit Margin (%) | 3.58 | 3.04 | 3.09 | 3.09 | 3.09 | 4.65 | 1.27 |
| Prime Lending Rate (SBDK) (%) (HPDK + Overhead + Margin) (HPDK + Overhead + Margin) | 7.77 | 8.33 | 8.42 | 8.36 | 8.24 | 9.45 | 7.38 |
| Category | Definition |
Indicator/Criteria |
| Corporate | Working capital loans and investment loans for non-MSMEs and non-retail |
Total credit plafond > IDR500 billion |
| Retail | Working capital loans and investment loans for non-MSMEs and non-corporate |
Total credit plafond < IDR500 billion |
Note:
