In the digital era, innovations have made everything easier, especially regarding financial transactions.One of the most widespread payment modes is using QRIS, or Quick Response Code Indonesian Standard. QRIS is a national QR code standard launched by Bank Indonesia to facilitate QR code payments in Indonesia.
Since the introduction of QRIS, payments have become easier and faster. In addition, there is a QRIS Transfer feature that can be used to send or receive transfers from BCA customers, other banks, and digital wallets.
The key benefit of using the QRIS Transfer feature on myBCA is that customers only need to scan the QRIS code without entering an account number or bank name.
Some benefits that customers can enjoy through this feature include:
- Quicker transactions.
- A highly efficient transfer process that can be initiated through a smartphone.
- Safer non-cash transactions.
- No need to top up the balance as payments are directly deducted from your account.
Here’s how to use QRIS Transfer on myBCA:
How to Receive Money Transfers Using QRIS on myBCA
- Log in to myBCA
- Select the QRIS menu
- Click the Transfer button to generate a QRIS code
- If you wish to receive money from others, there are two ways to show the QRIS code from your smartphone:
- First, show the QRIS code right away for scanning. The sender will input the transfer amount after scanning.
- Second, enter the amount you wish to receive, and the QRIS code will appear on the screen for the sender to scan.
- Ask the sender to scan your QRIS code after you have successfully generated the code to receive money. Note that the QRIS code can only be used to receive one transaction at a time.
- A notification will appear upon a successful QRIS transaction.
How to Transfer Money Using QRIS on myBCA
- Log in to myBCA
- Select the QRIS menu
- Scan the QRIS code from the recipient’s smartphone or upload the QRIS code received from the recipient.
- Select the fund source account that you want to use.
- If you wish to transfer money to others, there are two types of QRIS that you can scan:
- The first type will automatically contain the amount of money that needs to be transferred.
- The second type will require you to input the amount of money to transfer manually.
- Confirm the transaction by clicking “Lanjut”
- Enter your PIN
- If the transaction is successful, a proof of transaction will appear on your screen
That sums up the steps to transfer money using QRIS on myBCA. This feature makes it very easy to transfer money. All you have to do is scan the QRIS code and transfer the money instantly.
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