Fixed Income

Inseparable part from global business

Why BCA Fix Income transaction?

Easy transaction access

Able to be traded in BCA Prioritas/Soltaire and KCU Non Prioritas with competitive bond price. Also can be accessed through Welma and myBCA app

Competitive price

Competitive bond quota price

Trusted service

Specially for BCA Prioritas/Solitaire can propose as local credit collateral, Time Loan Revolving, Installment Loan and Personal Loan for ORI and SR type

Fixed Income

About Important Information Awards Get the product Contact

Fixed Income

Surat Berharga Negara is the securities whether in Rupiah or foreign currency that published by Indonesian government and the interest payment is guaranteed by Indonesia Republic constitution. Surat Berharga Negara consists of Surat Utang Negara and Surat Berharga Syariah Negara

Benefit


Secure
Coupon and main fee till due date is guaranteed by UU No. 24 Tahun 2002/ UU No. 19 Tahun 2008 with provided APDN every year
Coupon/ Reward
Coupon/reward with fixed interest till due date will be paid periodically
Easy & Liquid
Able to be traded in Pasar Sekunder
Capital Gain
Potentially obtains capital gain if the bond is sold in higher price than purchased price after calculate transaction fee in Pasar Sekunder

Important Information

Government Securities that can be bought and sold on the Secondary Market through BCA

The following Government Securities (Surat Berharga Negara, or SBN) can be bought and sold on the Secondary Market through BCA:

  • Obligasi Ritel Negara (ORI)
  • Obligasi Ritel Negara (ORI) is a Government Bond (Surat Utang Negara) denominated in Rupiah and originally sold on the primary market to Indonesian individuals

  • Sukuk Negara Ritel (SR)
  • Sukuk Negara Ritel (SR) is a Government Sharia Security (SBSN) denominated in Rupiah and originally sold on the primary market to Indonesian individuals

  • Fixed Rate (FR)
  • Fixed Rate (FR) is a Government Bond (Surat Utang Negara) denominated in Rupiah and issued by the Indonesian Government with fixed-rate coupons until the maturity date

  • Project Based Sukuk (PBS)
  • Fixed Rate (FR) is a Government Bond (Surat Utang Negara) denominated in Rupiah and issued by the Indonesian Government with fixed-rate coupons until the maturity date

  • Obligasi Negara Valas (INDON)
  • Obligasi Negara Valas (INDON) is a Government Bond denominated in a foreign currency and issued by the Indonesian Government

  • Obligasi Negara Valas
  • Obligasi Negara Valas is a Government Sharia Security (SBSN) denominated in a foreign currency and issued by the Indonesian Government with fixed-rate returns

  • Saving Bond Ritel (SBR)
  • Notes:

  • Transactions in Project Based Sukuk (PBS) and Saving Bond Ritel (SBR) products cannot be conducted at BCA branch offices
  • Free transfer fee for ORI, SR, FR, and PBS bonds

Risk of Bond Products

  • Default Risk
  • Default risk is the probability that investors cannot get full and timely payments from their investment product as promised by the issuer when the investment product matures. However, Government Securities do not have any default risk because the law mandates that the Government guarantee the payment of the coupons/yields and principal of all Government Securities with the funds provided by the State Budget every year until the maturity date.

  • Market Risk
  • Market risk is the probability that investors incur a loss (capital loss) due to certain factors that affect the overall performance of the financial market, including changes in interest rates, changes in economic fundamentals, and unstable political conditions. This risk may occur if investors sell Government Securities (SBN) on the Secondary Market before their maturity at a price below the purchase price.

  • Liquidity Risk
  • Liquidity risk is the probability that investors are unable to liquidate an investment product quickly at a reasonable price. This risk may occur if the holder of a Government Security (SBN) needs funds immediately but it cannot be sold instantly at a reasonable price.

Awards

2023

Mitra Distribusi Surat Utang Negara Ritel Terbaik Tahun 2023
Mitra Distribusi SBSN Ritel Terbaik Tahun 2023
Dealer Utama Surat Utang Negara dengan Kinerja Terbaik Tahun 2023
Dealer Utama Surat Utang Negara dengan Kinerja Terbaik di Pasar Sekunder Tahun 2023
Dealer Utama SBSN Terbaik Tahun 2023

2022

Mitra Distribusi Surat Utang Negara Ritel Terbaik Tahun 2022
Mitra Distribusi SBSN Ritel Terbaik Kategori Bank Umum Konvensional Tahun 2022
Dealer Utama Surat Utang Negara dengan Kinerja Terbaik Tahun 2022
Dealer Utama Surat Utang Negara dengan Kinerja Terbaik di Pasar Sekunder Tahun 2022

2017

Bank Indonesia
Bank Pendukung Pendalaman Pasar Keuangan Terbaik
Warta Ekonomi
Best Perform in Custodian Bank
Majalah Asiamoney
  • Overall Best Local Currency Interest Rate Research & Market Coverage - IDR
  • Overall Best Pricing for Local Currency Commodity Derivatives - IDR
  • Overall Best Sales Services for Local Currency Commodity Derivatives - IDR

2016

Bank Indonesia dan OJK
Partisipasi dalam mendukung pengembangan 'Penerapan Nomor Tunggal Identitas Investor (Single Investor Identification) untuk Investor Surat Berharga Negara dan Surat Berharga yang Diterbitkan Bank Indonesia
Kementrian Keuangan Republik Indonesia
  • Agen Penjual Sukuk Seri ST-001 Terbaik Pertama Tahun 2016
  • Investor Utama Surat Berharga Syariah Negara Domestik Tahun 2016
  • Agen Penjual Sukuk Ritel Seri SR-008 Terbaik Pertama Tahun 2016
  • Peserta Lelang Surat Berharga Syariah Negara Terbaik Pertama Tahun 2016
  • Agen Penjual Terbaik Obligasi Retail Indonesia Seri ORI012 Tahun 2016
Majalah Asiamoney
  • Best Domestic Provider of FX Service
  • Best Domestic Provider of FX Research & Market Coverage In Indonesia as voted by Corporates
The Asian Banker
  • Best FX Bank in Indonesia

2015

Menteri Keuangan RI
Peserta Lelang Surat Berharga Syariah Negara (SBSN) Terbaik Kedua
Bank Indonesia
Bank Pelapor Terbaik 1 (LLD, SID & LBU)

2014

Menteri Keuangan RI
  • Agen Penjual Obligasi Negara Ritel Terbaik (seri ORI011)
  • Agen Penjual Obligasi Negara Ritel Terbaik (seri SR006)
Asia Money
Best Domestic FX Bank in Indonesia as voted by Corporates (1999-2013)

2013

Menteri Keuangan RI
Agen Penjual Obligasi Negara Ritel Terbaik (seri ORI010)
Asia Money
  • Best Domestic Provider for FX Options in Indonesia as Voted by Corporates
  • Best Overall Domestic Provider of FX Services in Indonesia as Voted by Corporates

2012

Menteri Keuangan RI
Agen Penjual Obligasi Negara Ritel Terbaik (seri ORI009)
Bank Indonesia
Bank Pelapor Terbaik 1 (LLD)

2011

Asia Money
  • Best Domestic Provider of FX (Vanilla) Options For Lokal Asian Currencies in Indonesia as Voted By Corporates
  • Best Domestic Provider of FX (Vanilla) Options For Non-Asian Currencies in Indonesia as Voted By Corporates
  • Best Domestic Provider For Customer Service in Indonesia as voted by corporate
  • Best Domestic Provider for Innovative FX Product and Structured Ideas in Indonesia as Voted by Corporates
  • Best Domestic Provider of FX Prime Broking service in Indonesia as voted by corporates
  • Best Domestic provider for currency strategy in Indonesia as voted by corporate
Menteri Keuangan RI
  • Dealer Utama terbaik tahun 2011
  • Agen Penjual Obligasi Negara Ritel terbaik 2011 (ORI008)

2010

Menteri Keuangan RI
Agen Penjual Obligasi Negara Ritel terbaik 2010 (ORI007)

2009

Finance Asia
Best Foreign Exchange Bank in Indonesia
Asia Money
  • Best Domestic Bank in Indonesia
  • Best Domestic Provider in Indonesia for Local Currency Product - Structured Currency Product (Structured Product Poll 2004-2008)
  • Best Domestic Provider in Indonesia for Local Currency Product - Structured Interest-rate Product (Structured Product Poll 2004-2008)
  • Best Domestic FX Provider of single - bank electronic trading platform in Indonesia as Voted by corporates (FX Poll 2009)
  • Best Domestic Provider of FX Service in Indonesia as voted by Corporates (FX Poll 2009)
  • Best Domestic FX Bank in Indonesia (FX Poll 1991 - 2008)
Menteri Keuangan RI
Agen Penjual Obligasi Negara Ritel terbaik 2009 (ORI 0006)

2008

Finance Asia
Best Foreign Exchange Bank in Indonesia (2008)

2007

Menteri Keuangan RI
Agen Penjual Obligasi Negara Ritel terbaik 2007 (ORI 0002 dan ORI 0003)

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Contact

Corporate client +6221 235 88 501
Customer service +6221 235 88 581
Money market +6221 235 88 532
Custodian service +6221 235 88 665

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