Comprehensive insurance for the first year and at least TLO for the following year (except TLO
commercial vehicles during the credit period)
Payment via auto debit
Document Requirements
KKB Application Form (Must be attached at the beginning of the credit)
Copy of husband dan wife’s e-KTP
Copy of Family Card (KK) and NPWP
Copy of Marriage Certificate (If the ID Card/Family Card has different addresses)
The earliest of property tax (PBB)/Newest electricity bill.*)
Salary slip for employee/Trading business permit (SIUP) for entrepreneur.*)
BCA account statement for the last 3 month (And account statements from other bank if necessary)
Photocopy of the applicant's KTP
Photocopy of Husband/Wife's KTP, Family Card, Marriage/Divorce Certificate
Photocopy of home ownership certificate/AJB a.n. customer
Photocopy of BCA Savings Account & Current Account for the last 3 months
Photocopy of NPWP
Photocopy of SIUP
Photocopy of Practice License (for Professional)
KKB Application Form (Must be attached at the beginning of the credit)
Copy of SIUP, TDP, NPWP, and SKDP/ Identical domicile for company name, address, and person in
charge
The Articles of Association that have been adjusted to "UU PT Th. 2007" with the attachment of
SK Menkuham/Acceptance Letter of Company Data Change Notification from the Ministry of Law and
Human Rights, and other subsequent deeds up to the latest one
Copy of ID card of all Board of Directors and Shareholders listed in the latest Deed of Board of
Directors and Shareholders composition
Company's bank statements for the last 3 months (BCA and other banks)
Note :
If late payment of installments occured, fine will apply as stated
in the Financing Agreement that has been signed by the Consumer
*) Not required for Soliter dan Prioritas Customer and also Borrower
Fees, Limits, and Interest Rates
Fix & Cap Program New Passenger Cars
Fix & Cap 5 Years
(% Flat p.a)
Fix & Cap 6 Years
(% Flat p.a)
Fix 3 Years
Cap 2 Years
Fix 4 Years
Cap 2 Years
5.00%
6.77%
6.00%
7.15%
Valid from: November 1, 2024
New Passenger Cars
Tenor Reguler (% Flat p.a)
1
2
3
4
5
3.00%
3.00%
3.00%
4.00%
6.88%
Regular Model Used Car
Tenor (% Flat p.a)
1
2
3
4
6.25%
6.50%
6.75%
7.00%
Notes:
- Minimum combination insurance
- Valid from: November 1, 2024
Pure Down Payment and New Car Provision
Condition
Pure Down Payment
Provision (IDR)
New Car*
20%
1% or 0% exclusively for applications via KKB BCA Virtual Mall**
Electric Vehicle New Car (EV)***
30%
*Especially for Priority / Solitaire / Productive Credit Debtors,
for the purchase of a new car, free of charge **The application is made at KreditKerenBanget.com and requires
using extended insurance (RSCC, RSMB, and TJH IDR25/50 Million) ***EV car financing is only available for new cars and not for
used cars
Valid from: November 1, 2024
Pure Down Payment and Used Car Provision
Condition
Pure Down Payment
Provision (IDR)*
Used Car
20%
1%
*Especially for Priority / Solitaire / Productive Credit Debtors,
used car/refinancing, the provision is IDR750,000
Valid from: November 1, 2024
KKB BCA Fiduciary Fees
Principal Debt
Fiduciary Burdening Fee
Notary Fees
Total Fiduciary Fees
IDR0 - <=IDR50,000,000
IDR50,000
IDR250,000
IDR300,000
>IDR50,000,000 - <=IDR100,000,000
IDR100,000
IDR250,000
IDR350,000
>IDR100,000,000 - <=IDR250,000,000
IDR200,000
IDR300,000
IDR500,000
>IDR250,000,000 - <=IDR500,000,000
IDR450,000
IDR300,000
IDR750,000
>IDR500,000,000 - <=IDR1,000,000,000
IDR850,000
IDR150,000
IDR1,000,000
>IDR1,000,000,000
IDR1,800,000
IDR200,000
IDR2,000,000
Valid from: November 1, 2024
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