Contactless

About Contactless Features Benefits of Contactless Features How to Activate Contactless Features How to Control Features Contactless Transactions Limit Credit Card Contactless How to Control Credit Card Contactless Transaction

About Contactless Features

Transactions using BCA Credit Cards at merchants by EDC machine are now faster and more convenient because there is a Contactless feature. Simply hold your BCA Contactless Credit Card over the EDC machine during checkout, and the transaction is completed in an instant.

Benefits of Contactless Features

When do a transaction at merchants, the cashier does not need to hold your BCA Credit Card, personal information like card number, card validity and 3-digit CVV are kept confidential and transactions can be carried out faster without a PIN.

How to Activate Contactless Features

VISA & MASTERCARD American Express/UNIONPAY/JCB Black
By making 1 (one) transaction on EDC machine/ATM using PIN, after that Contactless Feature is active and ready to use. Contactless Feature is active and ready to use.

How to Control Features Contactless Transactions

  1. Make sure the merchant provides payments with the Contactless Features marked by the contactless symbol on EDC machine
  2. Prepare Your BCA Contactless Credit Card
  3. Hold your BCA Contactless Credit Card over the EDC machine
  4. Transaction is successful

Limit Credit Card Contactless


Starting July 25, 2023, the Contactless transaction limit will change to:

Contactless Transaction Domestic International

Without PIN per Transactions

<IDR1 million

Following the applicable policies of each country

With PIN per Transactions

>IDR1 million

Following the applicable policies of each country

Transaction Limit/day Without PIN

Following the smallest limit between:

  • IDR10 million, or
  • According to the credit card limit

Transaction Limit/day With PIN

According to the credit card limit

Transaction Limit/day with or without PIN

20x

Notes : Limit regulation in above table only valid for credit card transaction

  • Keep your BCA Credit Card, because BCA Contactless Credit Card can be used for transactions without a PIN.
  • If BCA Credit Card Contactless lose, block the card immediately via BCA mobile, myBCA or Halo BCA 1500888. For BCA Visa Corporate Contactless Credit Card, contact Halo BCA or Corporate Services layanan_korporasi@bca.co.id



How to Control Credit Card Contactless Transaction


How to Control Credit Card Contactless Transactions on BCA mobile

  1. Login to m-BCA, then select m-Admin
  2. Select "Kontrol Kartu Kredit"
  3. Select one of the Credit Cards, then select "Send"
  4. Activate the Contactless transaction toggle to open transaction access, or deactivate the toggle to close transaction access. Then select the "Send"
  5. Select the "OK" button on the confirmation screen, then enter the m-BCA PIN
  6. Transaction access setting is successful

How to Control Credit Card Contactless Transactions at myBCA

  1. Open My Account menu in myBCA, then click "Kontrol Akun"
  2. Select the "Kartu Kredit" menu
  3. Select one of the Credit Cards, then select "Kontorl Kartu Kredit" menu
  4. Enable the Contactless transaction toggle to open transaction access, or disable the toggle to close transaction access. Then select "Lanjut"
  5. Put a 'check' mark on the confirmation screen, then click "Lanjut"
  6. Enter myBCA PIN
  7. Transaction access setting is successful