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Proteksi Retirement Maksima

Pension Fund up to 30 Years

Why Should You Have RetirePlan?

Pension Fund

Up to 130% Sum Insured per year

Maturity Benefits

Guaranteed up to 500% Sum Insured

Flexible Payment

Premium paying term of 5, 10, 15, or 20 years

Proteksi Retirement Maksima

Proteksi Retirement Maksima

Important Information Fees Get the Product Additional Insurance FAQ

Important Information

Insurance Benefits

  • Guaranteed cash payment benefits with detail as follows
    1. Guaranteed Annual Benefit and Guaranteed Maturity Benefit with the following details:
    2. Premium Payment Period (Years) Guaranteed Annual Benefit Payment Period (Years) Guaranteed Annual Benefit (% UP) Guaranteed Maturity Benefit (% UP)
      Rp USD Rp USD
      5 15 35% 30% 150% 100%
      10 20 70% 55% 250% 200%
      15 25 110% 75% 400% 300%
      20 30 130% 100% 500% 400%
    3. Non-Guaranteed Additional Benefit (if any) in the form of Non-Guaranteed Annual Benefit and maturity bonus
  • Guaranteed Maturity Benefit if the Insured is still alive at the end of the insurance period & the policy still inforce
  • Death benefits
  • A waiver of premium benefit if the Insured suffered from Total and Permanent Disability

Risks and Exclusions

RISK

The product contains risks, including but not limited to, credit risks and policy cancellation risks.

EXCLUSIONS

Death benefits will not be paid if the Insured passes away due to, among others, HIV, insurance crimes, self-inflicted injuries, or suicide.

See brochure for full risks and exclusions

Terms and Conditions

  • Age of the Insured: 18 -70 years old (nearest birthday)
  • Age of the Policyholder: 18-70 years old

Brochure

You can check the complete information about this product via brochure

Disclaimer

BCA and AIA licensed and supervised by Otoritas Jasa Keuangan.

The product is an insurance product of PT AIA Financial (AIA) and is not a product of BCA. BCA shall not be responsible for such insurance products

Fees

Insurance Fees


  • This charge is deducted from your premium. The premium depends on the age of the Insured, the Sum Insured, and premium paying term

Get the Product

Fitur Webform
Ajukan
Leave Contact Feature on WELMA
Click the "I AM INTERESTED" button on product information details
AIA Bancassurance Consultant
Visit the nearest BCA branch office

Additional Insurance

Payor Benefit Rider
Waive the premium payment if the Policyholder passes away or suffers from Total and Permanent Disability

FAQ

How long is the Free Look Period?

14 calendar days since the Policy is received by the Policyholder

What is the minimum premium for RetirePlan?

Rp24 million/year or USD3,600/year

How long is the RetirePlan Period?

Entry Age of the Insured (Year)
Premium Paying Term (Year)
5 10 15 20
18-45 v v v v
46-50 v v v  
51-55 v v    
56-70 v      
Guaranteed Annual Benefit paying term (year) 15 20 25 30
Period (year) 20 30 40 50

RetirePlan tersedia dalam mata uang apa saja?

IDR dan USD