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Hospital 100 % Refundable

Hospital inpatient room are covered 100%

Why Hospital 100% Refundable?

Affordable

Starting premium from IDR103,000 per month

Comprehensive

Daily Hospital Expense coverage up to Rp 600,000/day and 100% premium refund at the end of the coverage period

Private Room

Can include spouse and children for maximum health protection

Hospital 100 % Refundable

About Important Information Fees Get the Service

About

Hospital 100% Refundable is a special health protection program for BCA customers from BCA Life that provides daily hospitalization expenses reimbursement, and ICU daily expenses reimbursement due to illnesses or accidents.

Hospital 100% Refundable also provides the additional benefit of Return of Premium of up to 200% for Death Benefit and 100% return of premiums paid in a 10-year period, and Policy is still in force, whether Inpatient Benefit claims are raised or not. Hospital 100% Refundable offers comfort and certainty of your health protection. This product is offered through telemarketing.


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Other Provisions

Terms and Conditions

  1. Entry Age of Policyholder: 21 – 59 years old
  2. Entry Age of the Insured: 6 months – 59 years old
  3. Payment: Monthly or annualized auto debit from BCA credit card for 8 years
  4. Coverage Period: hospitalization benefits including hospitalization in Intensive Care Unit for 8 years and Death Benefit for 10 years since the policy is in force

Advantages

  1. Competitive premiums
  2. A complement to financial protection in the event of an insured risk
  3. Provides comfort and security, unburdens your mind from medical bills for hospitalization, and reimburses the daily cost of Intensive Care Unit rooms in hospitals due to an illness or accident
  4. Protection against the risk of death that can occur anytime, anywhere

Key Benefits

  1. Daily Hospitalization and Intensive Care Unit room Reimbursement Benefits due to an Illness or Accident
  2. Death Benefit due to an Illness or Accident
  3. Return of Premium Benefit

Privileges

  1. Family Future Protection
    Hospital 100% Refundable offers family future protection
  2. Affordable and Easy Premium Payment
    Low premiums, starting from IDR103,000 per month, can be paid monthly or annually using BCA credit card auto-debit system.
  3. Attractive Premium Program
    Simply pay a premium for 8 years and receive hospitalization benefits including hospitalization in Intensive Care Unit for 8 years and Death Benefits for 10 years from BCA Life.
  4. Return of Premium Benefit
    a 100% return of premiums paid within a 10-year period and the policy is still in force, whether or not there is a claim for hospitalization.

Disclaimer

  • Hospital 100% Refundable is an insurance product marketed specifically in collaboration between PT Asuransi Jiwa BCA (BCA Life) and PT Bank Central Asia Tbk (BCA)
  • The Insurance Product is not a product and responsibility of the Bank, thus is not included in the guarantee program, and the Bank shall not be responsible for any information issued by BCA Life
  • PT Asuransi Jiwa BCA and PT Bank Central Asia Tbk are registered with and overseen by the OJK

Fees

The only fee charged for Hospital 100% Refundable insurance products is the premium. The amount of premium depends on the age of the insured and the benefit plan chosen.

Table of Plans and Premiums for Men (in Rupiah)

Plan Name Plan A Plan B Plan C Plan D Plan E
Insured Entry Age Premium
6 month - 16 years 109,000 164,000 218,000 273,000 328,000
17 - 23 years 119,000 178,000 238,000 297,000 356,000
24 - 39 years 148,000 221,000 295,000 369,000 443,000
40 - 44 years 160,000 241,000 321,000 401,000 481,000
45 - 49 years 193,000 289,000 385,000 481,000 578,000
50 - 54 years 219,000 328,000 438,000 547,000 657,000
55 - 59 years 271,000 406,000 542,000 677,000 813,000

Table of Plans and Premiums for Women (in Rupiah)

Plan Name Plan A Plan B Plan C Plan D Plan E
Insured Entry Age Premium
6 month - 16 years 103,000 155,000 206,000 258,000 310,000
17 - 23 years 122,000 183,000 245,000 305,000 366,000
24 - 39 years 173,000 258,000 345,000 432,000 518,000
40 - 44 years 187,000 282,000 375,000 469,000 563,000
45 - 49 years 203,000 305,000 406,000 507,000 609,000
50 - 54 years 233,000 349,000 466,000 582,000 699,000
55 - 59 years 293,000 439,000 586,000 732,000 879,000

Benefit Table

Benefit Type

Daily hospital room expense reimbursement per day

Plan Type

Plan A

Plan B

Plan C

Plan D

Plan E

Benefit Amount

200,000

300,000

400,000

500,000

600,000

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