Back to Health

Dental Care Plan

Dental and oral health protection

Dental Care Plan

Important Information Other Provisions Get the Service

About

Dental Care Plan is an insurance product marketed by PT Chubb General Insurance Indonesia (‘’Chubb’’) that offers complete dental and oral protection.


Benefits

  1. Emergency Dental Treatment Benefit
  2. Regular Dental Visit Benefit
  3. Preventive Benefit
  4. X-Ray Benefit
  5. Dental Conservation Benefit
  6. Extraction Benefit
  7. Root Canal Treatment Benefit

Terms and Conditions

  1. Main Insured age between 21-60 years old (renewable up to 65 years old)
  2. Pre-existing condition within 12 months 
  3. Auto approval
  4. A waiting period of 90 days from the policy effective date (except for Emergency Dental Treatment)
  5. BCA customers with BCA credit cards auto-debit payment

Other Provisions

Advantages

  1. Ease of cashless treatment at hundreds of hospitals and dental clinics in the Innova Care network in more than 50 cities throughout Indonesia.
  2. Provide dental plan benefit up to Rp10,000,000 per year
  3. Benefits up to 100%* for:
    • Emergency dental treatments 
    • Regular dental visit 
    • Preventive dental treatment, such as prophylaxis (dental cleaning)
    • X-ray, such as ¬panoramic X-ray
  4. Benefits up to 80%* for:
    • Fillings and extractions
    • Root canal treatment
  5. Fixed premium and no grouping based on age

Access to Our Network

The Insured is entitled to preferential treatment coverage for services and procedures when visiting our Network Member Provider. To access the benefits, the Insured must call the Insurer at 0-800-1-333-111. The Insured is required to read the Policy Schedule to obtain further information about the benefits, treatment and procedures covered by this Policy.

Tabel Premi dan Manfaat

Premium Plan 1 Plan 2 Plan 3 Plan 4
In-Network Provider Out-of-Network Provider In-Network Provider Out-of-Network Provider In-Network Provider Out-of-Network Provider In-Network Provider Out-of-Network Provider
Premi bulanan IDR 148,000 IDR 166,000 IDR 191,000 IDR 211,000

BENEFITS

Plan A

Plan B

Plan C

Plan D

In-Network Provider

Out-of-Network Provider

In-Network Provider

Out-of-Network Provider

In-Network Provider

Out-of-Network Provider

In-Network Provider

Out-of-Network Provider

Visit

Emergency dental treatments

80% Guarantee

50% Guarantee

100% Guarantee

70% Guarantee

80% Guarantee

50% Guarantee

100% Guarantee

70% Guarantee

Emergency palliative care and minor procedures

Preventive

Prophylaxis (dental cleaning) / scaling and cleaning/fluoride application (cleaning not included)

80% Guarantee, 1 visit per year

50% Guarantee, 1 visit per year

100% Guarantee, 1 visit per year

70% Guarantee, 1 visit per year

80% Guarantee, 1 visit per year

50% Guarantee, 1 visit per year

100% Guarantee, 1 visit per year

70% Guarantee, 1 visit per year

X-ray

Dental Radiology (panoramic x-ray)

80% Guarantee, 1 visit per year

50% Guarantee, 1 visit per year

100% Guarantee,1 visit per year

70% Guarantee,1 visit per year

80% Guarantee, 1 visit per year

50% Guarantee, 1 visit per year

100% Guarantee, 1 visit per year

70% Guarantee, 1 visit per year

Conservation

Fillings (amalgam or composite/resin)

80% Guarantee up to 2 teeth per year

50% Guarantee, up to 2 teeth per year

80% Guarantee, up to 2 teeth per year

50% Guarantee, up to 2 teeth per year

80% Guarantee, up to 3 teeth per year

50% Guarantee, up to 3 teeth per year

80% Guarantee, up to 3 teeth per year

50% Guarantee, up to 3 teeth per year

Extraction

Simple extraction – erupted tooth or exposed root

80% Guarantee up to 2 teeth per year

50% Guarantee, up to 2 teeth per year

80% Guarantee, up to 2 teeth per year

50% Guarantee, up to 2 teeth per year

80% Guarantee, up to 3 teeth per year

50% Guarantee, up to 3 teeth per year

80% Guarantee, up to 3 teeth per year

50% Guarantee, up to 3 teeth per year

Complicated extraction– partially bony teeth or root

Endodontic

Root canal, 1 canal (including x-ray fee)

Access to In-Network Provider and Special Price

No benefit

Access to In-Network Provider and Special Price

No benefit

80% Guarantee, 1 treatment per year

50% Guarantee, 1 treatment per year

80% Guarantee, 1 treatment per year

50% Guarantee, 1 treatment per year

Root canal, 2 canals (including x-ray fee)

Root canal, 3 canals (including x-ray fee)

Maximum Coverage per Year

IDR 10,000,000

IDR 10,000,000

IDR 10,000,000

IDR 10,000,000

Waiting Period
(except for emergency palliative care and minor procedures)

90 Days

90 Days

90 Days

90 Days

OJK Disclaimer

OJK Disclaimer:

  • Dental Care Plan is an Insurance Product marketed specifically based on the collaboration between PT Chubb General Insurance (Chubb) and PT Bank Central Asia (BCA)
  • The Insurance Product is not a product and responsibility of the Bank, thus is not included in the guarantee program, and the Bank shall not be responsible for any information issued by Chubb
  • PT Chubb General Insurance and PT Bank Central Asia Tbk is licensed and supervised by Financial Services Authority (Otoritas Jasa Keuangan)

Get the Service

Apply Insurance
Register for this product or service online anytime anywhere
Click Here
img logo