BCA - Bima Proteksi Kesehatanku

About

Bima Proteksi Kesehatanku is a health insurance product that offers key benefits of hospitalization and death benefit due to natural causes and accidents. Bima Proteksi Kesehatanku offers a premium paying term of 8 (eight) years with a coverage period of 10 (ten) years. This product is offered at low-cost premiums through telemarketing.

Advantages

Competitive premium
As a financial guarantee against risks (complementary protection)
Provides comfort and security, unburden your mind from medical bills for hospital treatment due to illnesses or accidents
Protection against the risk of death that can occur anytime, anywhere

Key Benefits

Hospitalization Benefit Due to Illnesses or Accidents
Death Benefit Due to Illnesses or Accidents

Disclaimer

Bima Proteksi Kesehatanku is an Insurance Product marketed specifically in collaboration between PT Asuransi Jiwa BCA (BCA Life) and PT Bank Central Asia Tbk (BCA)
The Insurance Product is not a product and responsibility of the Bank, thus is not included in the guarantee program, and the Bank shall not be responsible for any information issued by BCA Life
PT Asuransi Jiwa BCA and PT Bank Central Asia Tbk are registered with and overseen by the OJK

Terms and Conditions

Entry Age: 21 – 59 years old
Payment: automatic monthly or annually payment debited from BCA Savings account for 8 years
Coverage Period: 10 years since the policy is in force

Table of Premium Plans and Its Benefits

Plans and Monthly Premium (in Rupiah)

Plan	Plan A	Plan B	Plan C	Plan D
Plan	Monthly	Monthly	Monthly	Monthly
Entry Age of the Insured	200,000	300,000	500,000	750,000
6 months - 4 years	72,900	96,400	143,500	202,400
5 - 9 years	59,000	75,700	109,000	150,700
10 - 14 years	60,500	77,800	112,600	156,100
15 - 19 years	63,200	82,000	119,500	166,400
20 - 24 years	64,500	83,900	122,600	171,200
25 - 29 years	65,000	84,700	124,200	173,500
30 - 34 years	67,000	87,700	128,900	180,600
35 - 39 years	71,400	94,300	140,100	197,300
40 - 44 years	80,700	108,500	163,600	232,600
45 - 49 years	96,700	132,200	203,200	291,900
50 - 54 years	121,300	169,300	265,000	384,400
55 - 59 years	150,600	212,800	337,400	492,700

Table of Benefits (in Rupiah)

Types of Benefit	Plan A	Plan B	Plan C	Plan D
Reimbursement for Daily Hospitalization Benefit per day maximum of 60 days per year	200,000	300,000	500,000	750,000
Bereavement Benefit Due to Illnesses: - 1^st Term	100% of premiums paid since the effective date
- 2^nd Term onward	10,000,000	15,000,000	25,000,000	37,500,000
Bereavement Benefit Due to Accidents	10,000,000	15,000,000	25,000,000	37,500,000

Fees

The amount of premium paid by the policyholder includes acquisition costs, telemarketing charges, policy maintenance, and commissions for the Bank.

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