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Pru Accident Shield

Financial protection from accidental risks

PRU Accident Shield

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About

PRU Accident Shield is an insurance product that offers the benefits of Sum Assured in case of death, total or partial permanent disability, complex fractures, and burns due to an accident, with accompanying Return of Premium Benefits.


Key Benefits

  • Death Due to Natural Causes Benefits
  • Death Due to an Accident Benefits
  • Total or Partial Permanent Disability, Complex Fractures, and Burns Due to an Accident
  • Return of Premiums after the 5th Policy Year (20%), the 10th Policy Year (35%), and the 15th Policy Year (65%)
  • Return of Premiums after the 5th Policy Year (20%), the 10th Policy Year (35%), and the 15th Policy Year (65%) of the total premium paid by Policyholder at the end of the xx month (if the Insured is still alive and continues to pay the premium until the end of the xx month)

Disclaimer

  • PRU Accident Shield is an Insurance Product marketed specifically in collaboration between PT Asuransi Jiwa BCA (BCA Life) and PT Bank Central Asia Tbk (BCA)
  • The Insurance Product is not a product and responsibility of the Bank, thus is not included in the guarantee program, and the Bank shall not be responsible for any information issued by Prudential
  • PT Prudential Life Assurance and PT Bank Central Asia Tbk are licensed and supervised by the Financial Services Authority (OJK)

Other Terms

Terms and Conditions

Entry Age: 21 – 55 years old
Payment: monthly Autodebet via BCA Credit Card
Coverage Period: 15 years
Premium payment period: 10 years


Premium Table


Plan A

Plan B

Plan C

Plan D

Monthly Premium

295.000 367.000 382.000 416.667

Benefit Table


Plan A

Plan B

Plan C

Plan D

Sum Insured

100.000.000 200.000.000 300.000.000 450.000.000

Benefit Table

End of Policy Year Return of Premium Remarks
5 20% Of the total premium paid (without interest) at the end of the 60th month
10 35% Of the total premium paid (without interest) at the end of the 120th month
15 65% Of the total premium paid (without interest) at the end of the 120th month

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