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Household Guard

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Household Guard

About Terms and Conditions Get the Service

About

Household Guard is a family protection plan marketed to BCA customers based on a collaboration between PT Chubb General Insurance Indonesia (Chubb) and PT Bank Central Asia Tbk (BCA). This product offers personal accident benefit in the form of permanent total disablement or accidental death benefit, monthly living supplies for 12 months, and monthly living expenses. This products is marketing through telemarketing.

Benefits

  1. Accidental Death Benefits
  2. Accidental Permanent Total Disability Benefit

    3. The Insurer will only pay the Insured the Accidental Permanent Disability Benefit according to the specified percentage limit.

List of Benefits Percentage Limit

Permanent Total Disability

100%

Permanent Loss of Two (2) Limbs

100%

Permanent Loss of Vision in Both Eyes 

100%

Permanent Loss of One (1) Limb and Vision in One (1) Eye 

100%

Permanent Loss of Speech and Hearing

100%

Permanent Loss of One (1) Limb and Vision in One (1) Eye 

50%

Permanent Loss of Speech

50%

Permanent Loss of Hearing

50%
  1. Monthly Living Supplies Benefit
  2. Monthly Living Expenses Benefit

Other Provisions

Advantages

  1. Affordable monthly premium of IDR16,000
  2. Fixed premium and no grouping by age
  3. Offers personal accident benefit up to Rp200,000,000 as follows:
    • Accidental total permanent disablement or accidental death
    • Compensation up to Rp4,000,000 per month for a maximum of 12 months for living supplies, such as clothing and food
    • Compensation up to Rp4,000,000 per month for a maximum of 12 months for living expenses, such as electricity bills and credit card bills for accidents
  4. Covering the Insured 24 hours a day anywhere around the world

OJK Disclaimer

  • Household Guard an Insurance Product marketed specifically based on the collaboration between PT Chubb General Insurance (Chubb) and PT Bank Central Asia (BCA)
  • The Insurance Product is not a product and responsibility of the Bank, thus is not included in the guarantee program, and the Bank shall not be responsible for any information issued by Chubb
  • PT Chubb General Insurance and PT Bank Central Asia Tbk are licensed and supervised by the Financial Services Authority

Get the Service

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