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Education Guard

Protecting your child’s future

Education Guard

Important Information Other Provisions Get the Service

Education Guard

About

Education Guard is a child future protection program marketed to BCA customers based on a collaboration between PT Chubb General Insurance Indonesia (Chubb) and PT Bank Central Asia Tbk (BCA). This product offers personal accident benefits in the form of compensation for permanent total disability or death due to an accident, monthly tuition benefits for 18 months, and school transport benefits for 18 months. This product is marketed through telemarketing channels.

Benefits

  1. Accidental Death Benefit
  2. Accidental Total Permanent Disability Benefit
  3. The Insurer will only pay the Insured the Accidental Permanent Disability Benefit according to the specified percentage limit.

List of Benefits Percentage Limit

Permanent Total Disability

100%

Permanent Loss of Two (2) Limbs

100%

Permanent Loss of Vision in Both Eyes 

100%

Permanent Loss of One (1) Limb and Vision in One (1) Eye 

100%

Permanent Loss of Speech and Hearing

100%

Permanent Loss of One (1) Limb and Vision in One (1) Eye 

50%

Permanent Loss of Speech

50%

Permanent Loss of Hearing

50%

  1. Monthly Living Supplies Benefit
  2. Monthly Living Expenses Benefit

Other Provisions

Advantages

  1. Affordable monthly premium, starting from Rp18,000
  2. Fixed premium and no grouping by age
  3. Offers personal accident benefit up to Rp200,000,000 as follows :
    • Accidental total permanent disability or accidental death
    • Tuition benefits for a maximum of 18 months
    • School transport expenses benefits for a maximum of 18 months
  4. Covering the Insured 24 hours a day anywhere around the world

Terms and Conditions

  1. Entry Age: 18-65 years old and can be extended up to age 70
  2. BCA customers with auto-debit payments from BCA credit cards
Table of Monthly Premium
Monthly Premium Plan A (Rp) Plan B (Rp) Plan C (Rp) Plan D (Rp)
The Main Insured 18.000 32.000 42.000 55.000
Spouse 18.000 32.000 42.000 55.000
Table of Benefits
No. Benefit Plan A (Rp) Plan B (Rp) Plan C (Rp) Plan D (Rp)

1

Accidental death benefit

75,000,000

125,000,000

150,000,000

200,000,000

2

Accidental permanent total disability benefit

75,000,000

125,000,000

150,000,000

200,000,000

3

Monthly living supplies benefit for 12 months due to accidental death or permanent total disablement

1,000,000

2,000,000

3,000,000

4,000,000

4

Monthly living expenses benefits for 12 months due to accidental death or permanent total disablement

1,000,000

2,000,000

3,000,000

4,000,000

OJK Disclaimer

  • Education Guard is an Insurance Product marketed specifically based on the collaboration between PT Chubb General Insurance (Chubb) and PT Bank Central Asia (BCA)
  • The Insurance Product is not a product and responsibility of the Bank, thus is not included in the guarantee program, and the Bank shall not be responsible for any information issued by Chubb
  • PT Chubb General Insurance and PT Bank Central Asia Tbk are licensed and supervised by the Financial Services Authority

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