Damage due to vehicles, demolition and other collateral other than those excluded in the policy
Expansion Guarantee
Riots, Strikes, Evil Acts and Riots
Terrorism and Sabotage
Earthquakes, Volcanic Eruptions and Tsunamis
Risk and Exceptions
Risk Insurance products contain risks, including but not limited to credit risk and policy cancellation risk.
Exception This coverage does not cover loss or damage to property caused by the risks of intentional actions and the risk of destruction or damage to property that is under construction or installation.
Terms and Conditions
There is no entry age limit
Occupation
Is the use of the insured building. Rates and Occupation codes can be accessed on the Occupation List
Brochure
Complete product information can be seen via the brochure
Disclaimer
BCA and BCAinsurance are licensed and supervised by the Financial Services Authority and Bank Indonesia
This insurance product is an insurance product of PT BCA General Insurance (BCAinsurance) and is not a BCA product. BCA is not responsible for these insurance products. In full
Fees
Insurance Fees
Fee
Description
Insurance Fee
The premium depends on the amount of sum insured
Endorsement Administration Fee
Charged if there is a change in Insured Object Value, Occupation, and Guarantee
Administration Fees
Type of Premium (Rp)
Administration Fee
< Rp 5,000,000
Rp25,000
≥Rp 5,000,000
Rp35,000
Personal Risk Fees
Guarantee
Personal Risk
Fire, Strike by Lightning, Explosion, Hit by Airplane Crash, Smoke
Rumah Tinggal & Rukan: NIL
Home & Home Office: NIL Shophouse: 5% of the agreed loss value or 0.1% of the total insured value
Floods, Hurricane, Typhoon, and Water Damage
10% of the agreed claim
Motor Vehicle Damage, Demolition
Rp2.5 million/accident
Riots, Strikes, Malicious Damage, and Civil Commotion
10% of the minimum claim value of Rp10 million
Terrorist Act and Acts of Sabotage
The amount will be determined at the time of claim filing
How many times do I have to make insurance premium payments?
For Property All Risks, you only make a premium payment once for a coverage period of 1 year and can be extended
If a claim occurs, what should I do?
You must immediately notify the Insurer (BCAinsurance) in writing or orally via Halo BCA (1500888) no later than 7 calendar days from the date of the incident
What can I insure with this Property All Risks?
You can buy Property All Risks to:
Buildings with listed Occupational type
Content (furniture, fixtures/equipment)
Stock (Inventory of goods)
;
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