QRIS

Scan QR for easy payment

Why QRIS?

Simple

Simply scan barcode to do a cashless payment

Safe

Use myBCA, BCA mobile and Sakuku applications that easy to operate and secured

Flexible

Can be used at anytime in all stores or outlets with the QRIS logo

QRIS

About Important information Fees & Limits Get the Service

QRIS


QRIS is a transaction method using an Indonesian standard QR code issued by Bank Indonesia.

There are many ways to make QRIS Payment transactions. In addition to scanning the QR code, now you can also provide QR to be scanned by stores/outlets that have the QRIS logo. QRIS makes payment easier at all stores/outlets that have the QRIS logo using myBCA, BCA mobile, or Sakuku. Furthermore, you can also use QRIS to make payments abroad by scanning QR at merchants in countries that work with Indonesia (cross-border) using myBCA and BCA mobile.

In addition to payment transactions, you can also use the QRIS Transfer feature to send and receive money to fellow BCA bank accounts as well as to other banks or e-wallets that have been registered with the QRIS network.

QRIS Payment Features

MPM (Merchant Presented Mode)

This is a transaction method by scanning an Indonesian Standard QR code using myBCA, BCA mobile, and Sakuku. This can also be done in countries that work with Indonesia (cross-border) using myBCA and BCA mobile.


CPM (Consumer Presented Mode)

This is a transaction method using an Indonesian standard QR code to be scanned by the merchant using myBCA and BCA mobile.

QRIS Transfer feature

Scan QR

Transfer money to recipient by scanning QR code via myBCA and BCA mobile.


Show QR

Receive money by showing the QR code to be scanned by the sender via myBCA and BCA mobile.

Important Information


  • Transactions at stores/outlets/merchants are free of charge.
  • No top-up is required for QRIS transactions because it will be directly deducted from the fund source chosen for the transaction.
  • All stores/outlets/merchants that have the QRIS logo can accept payments from any payment application.
  • QR transactions abroad in countries that have collaborated with Indonesia (cross-border) can only be done using myBCA and BCA mobile. For more details, please read here.
  • QRIS Transfer is only specialised for sending and receiving money, not for payment transactions.
  • QR codes on QRIS transfers made to receive funds can only be used once.

Fees, Limits, and Interest Rates


Payment Method Limit Per Transaction Daily Limit

MPM

IDR10,000,000

IDR25,000,000

CPM

IDR1,000,000

Lintas Negara (cross border)

IDR10,000,000

QRIS Transfer  Method  Channel  Limit Per Transaction  Transaction Limit per Day Fee per Transaction
Minimum  Maximum

 

QRIS Transfer Between BCA Accounts 

 

myBCA 

 

IDR1 

 

IDR10,000,000 

To Other Personal Accounts: Maximum not capped

Free of Charge

Between BCA Accounts: Following the combined Limit of IDR300,000,000/BCA ID 

BCA mobile 

IDR1 

IDR10,000,000 

Following the transfer limit between BCA accounts based on the card type

QRIS Transfer to Other Banks or Digital Wallets 

myBCA 

IDR10,000 

IDR10,000,000 

Following the combined limit of IDR300,000,000/ID BCA and the interbank transfer limit of IDR150,000,000/ID BCA

Amount ≤ IDR100,000 : IDR2,000

Amount > IDR100,000 : IDR2,500

BCA mobile 

Following the interbank transfer limit based on the type of card

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Sakuku
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