BCA - QRIS

QRIS

There are many ways to make payments using QRIS. Besides scanning a QR code, you can now also display your own QR code for shops or outlets with the QRIS logo to scan.

QRIS transactions can also be completed by bringing an Android device with NFC features close to or tapping it on a merchant’s payment terminal using the NFC Pay menu at myBCA. QRIS makes payments easier.

QRIS can also be used for international payments by scanning QR merchant codes in countries that have partnered with Indonesia, such as Thailand, Malaysia, and Singapore, using myBCA or BCA mobile.

QRIS Payment Features

MPM (Merchant Presented Mode)

This is a transaction method by scanning an Indonesian Standard QR code using myBCA, BCA mobile, and Sakuku. This can also be done in countries that work with Indonesia (cross-border) using myBCA and BCA mobile.

CPM (Consumer Presented Mode)

This is a transaction method using an Indonesian standard QR code to be scanned by the merchant using myBCA and BCA mobile.

QRIS TAP

QRIS TAP is a transaction method that utilizes NFC technology on Android devices. Customers can access this feature through the NFC Pay menu at myBCA by bringing their device close to or tapping it on a payment terminal at merchants that accept QRIS TAP.

QRIS Transfer feature

Scan QR

Transfer money to recipient by scanning QR code via myBCA and BCA mobile.

Show QR

Receive money by showing the QR code to be scanned by the sender via myBCA and BCA mobile.

Important Information

Transactions at stores/outlets/merchants are free of charge.
No top-up is required for QRIS transactions because it will be directly deducted from the fund source chosen for the transaction.
All stores/outlets/merchants that have the QRIS logo can accept payments from any payment application.
QR transactions abroad in countries that have collaborated with Indonesia (cross-border) can only be done using myBCA and BCA mobile. For more details, please read here.
QRIS Transfer is only specialised for sending and receiving money, not for payment transactions.
QR codes on QRIS transfers made to receive funds can only be used once.

Fees, Limits, and Interest Rates

Payment	Method	Limit Per Transaction	Daily Limit
	MPM	IDR10,000,000	IDR25,000,000
	Lintas Negara (cross border)
	CPM	IDR1,000,000
	TAP

QRIS Transfer	Method	Channel	Limit Per Transaction		Transaction Limit per Day	Fee per Transaction
			Minimum	Maximum
	QRIS Transfer Between BCA Accounts	myBCA	IDR1	IDR10,000,000	To Other Personal Accounts: Maximum not capped	Free of Charge
					Between BCA Accounts: Following the combined Limit of IDR300,000,000/BCA ID
		BCA mobile	IDR1	IDR10,000,000	Following the transfer limit between BCA accounts based on the card type
	QRIS Transfer to Other Banks or Digital Wallets	myBCA	IDR10,000	IDR10,000,000	Following the combined limit of IDR300,000,000/ID BCA and the interbank transfer limit of IDR150,000,000/ID BCA	Amount ≤ IDR100,000 : IDR2,000 Amount > IDR100,000 : IDR2,500
		BCA mobile			Following the interbank transfer limit based on the type of card

Get the Service

QRIS

Why QRIS?

Simple

Safe

Flexible