Time deposit products usually come with physical certificates (bilyet) that must be stored and safeguarded. However, some customers still find this inconvenient and worry about the risk of losing them.

Imagine if there were a certificate-free time deposit product with the same security guarantees but with many advantages.

First, there are no cumbersome physical documents (certificates) that risk being lost; everything is securely recorded electronically.

Second, the certificate-free system makes the product feel more modern and practical. You can monitor your deposit at any time without worrying about losing an important piece of paper.

Third, your money doesn't just sit there. The deposit earns attractive interest, which is paid directly into your account every month. The money works for you.

Term Deposit Without Bilyet

BCA is currently launching an innovation: Term Deposit Without Bilyet, a term deposit product that no longer requires a physical certificate as proof of ownership.

The same applies to withdrawals, where term deposits can be withdrawn without a certificate at any BCA branch.

Benefits and Advantages of Time Deposits Without Bilyet

• Customers can open and withdraw Time Deposits without bilyet at any time and at any BCA branch office.
• Affordable minimum Time Deposit placement.
• Various Time Deposit tenor options.
• The types of Time Deposit extension that can be selected include Non-ARO, ARO, or ARO Plus.
• Email notifications are sent for every Time Deposit opening and withdrawal transaction.
• Inquiries about Time Deposit Without Bilyet transactions can be made through BCA’s e-Channel.
• And many more benefits and advantages.

Terms and Conditions for Non-Bilyet Time Deposits

• Initially, Non-Bilyet Time Deposits can only be opened in rupiah from rupiah funds.
• Customers are required to have a BCA account as the source account, which will also be used as the destination account for the disbursement of the principal and interest of the Time Deposit.
• No deposit certificate (bilyet) is issued for each Time Deposit Without Bilyet opened. However, if customers require written information regarding the opening of their Time Deposit, they can request the BCA branch to print a Time Deposit Advice at the time of opening the Time Deposit and up to 1 year thereafter.

Complete information regarding terms and conditions, fees, limits, interest rates, and procedures for opening or withdrawing deposits, as well as other important information, can be found on the product page.

Sounds exciting, right? Come on, open a Time Deposit Without Bilyet at your nearest BCA branch.