BCA Mastercard World

img logo

BCA Mastercard World

About BCA Installment Reward BCA Autopay BCA Contactless Travel Service Automatic Travel Accident Insurance Term & Conditions

Experience the ultimate privilege

A special card for well-established individuals with high-mobility, yearning for convenience and flexibility in transactions.

  • 0% Cicilan BCA facility overseas
  • Accepted across the Mastercard network
  • Free Fees for Solitaire Customers

Credit Card Fees

Types of Data

Types of Cards

BCA Visa Batman/ BCA Mastercard Globe

BCA Visa Black/ BCA Mastercard Black/ BCA JCB Black

BCA Everyday Card/ BCA Card Indomaret

BCA Card Platinum

BCA Mastercard Matahari/ BCA UnionPay/ BCA Blibli Mastercard/ BCA tiket.com Mastercard

BCA Smartcash

BCA Mastercard World

ANNUAL FEE (IDR)

Main Card

125,000

450,000

125,000

250,000

125,000

N/A

1,000,000

Additional Card

100,000

250,000

100,000

175,000

100,000

N/A

500,000

Limit IDR10 million to IDR50 million N/A 250,000 N/A
Limit > IDR50 million to IDR250 million N/A 500,000 N/A

INTEREST RATES (IDR)

Cash Withdrawal

1.75% (per 1 July 2021)

Shopping Transactions

1.75% (per 1 July 2021)

FEES/FINES (IDR)

Late Charges

1% or a maximum of IDR100,000 (until 31 December 2024)

Replace a Lost/Damaged Card

50,000

Free

50,000

Free

50,000

Free

Over-limit Fee

40,000

Free

40,000

Free

40,000

Free

Cash Withdrawal (Domestic)

4% or min. 40,000

3%

4% or min. 40,000

Free

4% or min. 40,000

Cash Withdrawal (Abroad)

4% or min. 40,000

N/A

4% or min. 40,000

Free

4% or min. 40,000

Invoice Copy Request

30,000

Billing statement

10,000

Note:

Prices and interest rates will be updated regularly and may change at any time. For more information, please contact Halo BCA at 1500888

Fees Include Tax (If any)

BANK CENTRAL ASIA TBK.
MENARA BCA - JAKARTA PUSAT
NPWP : 01.308.449.6-091.000

BCA Installment

Convert your transactions into BCA installment with a very competitive interest and installment period of up to 36 months, including overseas transactions.

How to convert your purchases into BCA installment:

  • Via myBCA on the Credit Card Information menu
  • At all merchants with Cicilan BCA sign
  • Type cicilan, send SMS to 89888
  • Via BCA mobile (m-Info menu then Access Transaksi dan Tagihan)
    • Make sure the financial transactions in BCA mobile is activated at BCA Branch Office 
    •  Make sure Kartu Kredit BCA is connected with BCA mobile at “m-Admin” menu)
  • Contact Halo BCA 1500888

See More

Reward BCA

Get Reward BCA for every transaction using BCA Credit Cards. Redeem your reward at Reward BCA Merchants. How to check your Reward BCA:

  1. BCA mobile
  2. myBCA
  3. www.bca.co.id/rewardbca
  4. Halo BCA 1500888
  5. EDC BCA

See More

Autopay BCA

Combining all your bills into one single payment via BCA credit cards. The name listed must be under your own name.

How to activate Autopay BCA :

  1. Type Autopay and send the SMS to 89888
  2. Register through halo BCA 1500888
  3. Fill out the registration form by attaching a copy of ID Card and BCA credit card at BCA branch offices or directly at the Merchant counter. The registration form is also available on the Online Registration web https://webform.bca.co.id/kartu-kredit/daftar-autopay

See More

Contactless


Contactless feature allows for a faster and easier BCA credit card transaction at merchants using EDC. Simply tap your BCA Credit Card on a contactless enabled EDC machine, and your transaction is settled in an instant.

How to Activate Contactless Feature on BCA Mastercard World :

  1. Make sure that your BCA Credit Card is active and has a contactless logo.
  2. By making 1 (one) transaction on EDC machine/ATM using PIN, after that Contactless Feature is active and ready to use.
  3. The Contactless feature on the BCA Mastercard World is active and ready to use.

Transaction Limits Valid From 25 July 2023

Changes to BCA Credit Card Contactless Transaction Limits

Starting July 25, 2023, the Contactless transaction limit will change to:

Contactless Transaction Domestic International

With PIN per transaction

> IDR1 million

Following the applicable policies of each country

Without PIN per transaction

< = IDR1 million

Following the applicable policies of each country

Transaction Limit/day With PIN

In accordance with the BCA Credit Card limit

Transaction Limit/day Without PIN

Following the smallest limit of either:

  • IDR10 million, or
  • In accordance with the BCA Credit Card limit

Transaction Limit/day with or without PIN

20x

  • Keep your BCA Credit Card, because BCA Contactless Credit Card can be used for transactions without a PIN.
  • If BCA Credit Card Contactless lose, block the card immediately via BCA mobile, myBCA or Halo BCA 1500888. For BCA Visa Corporate Contactless Credit Card, contact Halo BCA or Corporate Services layanan_korporasi@bca.co.id

Travel Service


Travel package services, travel tickets, passport, and visa processing with the following privileges:

  1. No additional fees or surcharges
  2. Booking facilities via phone and WhatsApp
  3. Competitive price

For more information, please contact BCA Travel Service at:

Telephone : (021) 2358 8000. Ext.1020101 / 1020102

WhatsApp : (0877 8939 3888)

More Info

Automatic Travel Accident Insurance

Automatic Travel Accident Insurance is a facility provided for BCA Credit Cardholder, including 1 (one) spouse and a maximum of 3 (three) biological children.

See More

img logo

Apply BCA Mastercard World