For Value Today (same-day) transactions, please be aware of the cut-off time for each currency:
Currency
Cut-Off Time Value Today
JPY
09.30
NZD
10.00
AUD*, MYR, THB
10.30
SGD, CNY, HKD, SAR
12.00
USD, EUR, GBP, CAD, CHF, SEK, DKK
15.00
IDR to Thailand, Malaysia, and Japan
12.00
Notes:
For AUD Today transferred to our Correspondent Beneficiary Bank in Australia, cut-off time is at 13.00 for value
today.
List of Correspondent Beneficiary Bank:
ANZ Bank
Commonwealth Bank
For e-Branch value today service transaction still can be processed at the cut-off time of 30 minutes prior to
BCA Branch’s.
Bank Indonesia: SiMoDIS
According to Bank Indonesia Regulation Number 22/21/PBI/2020 regarding Export Proceeds (DHE) and Import Payment Foreign Exchange (DPI), exporter and importer are required to inform the purpose code, invoice number, and the paid amount of invoice through Branch or internet banking in the “Message/Remarks” field according to the format from Bank Indonesia during settlement.
SiMoDIS format in the Message Field using purpose code:
2012//InvoiceNumber(PaidAmountOfInvoice) for import
1011// InvoiceNumber(PaidAmountOfInvoice) for export
Get the complete information about Bank Indonesia: SiMoDis here.
For transactions carried out via internet banking, if there are not enough SiMoDIS invoices to be included in the “Message/Remarks” field then the customer needs to send invoices that have not been included (follow-up invoices) to HaloBCA via email halobca@bca.co.id with the subject SiMoDIS.
The information that needs to be included in the customer’s email is as follows:
PPU Number
Transaction Date
Invoice Number
Invoice Nominal
Currency Type (Today / Non Today)
Bank of Indonesia Regulation: Underlying Document
In accordance with the provisions of Bank Indonesia Regulations Number 24/7/PBI/2022 regarding Transactions in the Foreign Exchange Market, Regulation of Member of the Board of Governors Number 24/10/PADG/2022 regarding Regulations for Implementation of Transactions in the Foreign Exchange Market, Bank Indonesia Regulation Number 17/03/PBI/2015 regarding Mandatory Use of Rupiah within the Unified State of the Republic of Indonesia, and Regulation of Member of the Board of Governors Number 21/28/PADG/2019 regarding Monitoring of Foreign Exchange Flow Activities by Banks and Customers, in this regard, we inform the customers of the provisions of the underlying documents and supporting documents for foreign exchange transactions as follows:
For our valued customer who uses source fund in Rupiah for our Outward Remittance transaction, customer is required to complete the Form of Foreign Currency Purchase Statement. If the accumulated foreign currency purchase in a month has reached the threshold of above equivalent USD 100,000, customer is required to provide underlying document following to the applicable regulation.
For our valued customer who uses source of fund in Foreign Currency and the amount of each transaction is equivalent to threshold of USD 100,000, customer is required to provide underlying document following to the applicable regulation.
Foreign Currency Transfer Guidelines
Get the guidelines for foreign currency transfer via e-Channel as follows:
BSB Number information can be appended in Messages column at the
transaction input page
(6 characters)
3
Canada
Detailed Information "Travel Rule Regulation"
• Detail information of account number, full name, and complete
address and receiver information
• Address must include the information street name and number
• Transit number (9 digit) is required
4
Chile
Chilean Tax ID (RUT)
• Format: alphanumeric (min. 7 digit, max. 9 digit)
• Outward Remittance to Chile in Chilean Peso (CLP)
5
China
Detailed Address
Detailed information of Beneficiary/Receiver (including City and Province) alongside with a reachable receiver’s phone number.
Detailed information of receiver bank address is optional
6
Brazil, Europe, and Middle East
IBAN
• IBAN Number information is appended into receiver account number
7
India
IFSC Code dan POP Code
BIC Code of Receiver Bank is required
IFSC Code Number & POP Code (purpose of payment) is mandatory to be appended in Messages colomn at the transaction input page
Format: POP Prefix - Transaction Purpose, 12 Digit BIN, 10 Characters EKNP. e.g POP Salary, BIN 123456789112, EKNP XXYYKZTZZZ
8
Kazakhtan
Purpose of Payment (POP) Code, Business Identification Number (BIN),
Payment details (EKNP), and IBAN
• POP Code Information, BIN, and EKNP is appended in order in Messages
coloumn at the transaction input page
9
Mexico
CLABE Number
CLABE Number information is appended into receiver account number
(18 characters)
10
Russia
VO Code or Purpose of Payment Code
• VO Code or Purpose of Payment Code is appended in Message coloumn at
the transaction input page
• Format: VO + 5 digit angka. e.g VO12345
Hacker Awareness
Get complete information about how to deal with fraud via email here.
Fees & Limits
Outward Remittance
To accommodate its customer’s needs, BCA provides competitive limits and
fees for each product and service. View the limits and fees for Transfer of
Funds.
OUTWARD REMITTANCE
DESCRIPTION
FEES
Outward Remittance in Foreign Currency
Telex fees
· Through branch
IDR 50.000
· Through e-channel
IDR 35.000
In Lieu of Exchange (source of fund in same currency, except IDR)
· In THB and MYR
USD 5 (eq.)
· Other currencies except IDR
0.125% x Transfer Amount
min USD 5 (eq.) – max USD 150 (eq.)
· In bank notes
0.25% - 2% x Transfer Amount
min USD 10 (eq.)
Full amount fees
USD 25 (eq.)**)
· CNY to Tiongkok
USD 10 (eq.) *****)
· HKD to all countries
HKD 300 (eq.) *****)
Value today fee
IDR 30.000
Outward Remittance in Rupiah***)
Telex fee
IDR 50.000
BCA Full Payment
Full amount fee
USD 10 (eq.)
In lieu of exchange
USD 5 (eq.)
Multicurrency
Full amount fee
USD 20 (eq.)
Outward Clean Collection
Cheque in foreign currency (min. amount USD 100 (eq.))
USD 30 (eq.)****)
Return of cheque (per item)
USD 10 (eq.)
Note:
*) The in Lieu Provision fee of banknotes source of fund shall
follow the applicable terms and conditions relating to currency, denomination,
and condition of the banknotes.
**) Full amount fees for other currencies can be viewed in each
product information.
***) OR transaction in Rupiah is only valid for LCS transaction.
****) Specifically for BCA Batam Office, transaction fee for the
collection of clearing account letter in SGD in SGD 30.
*****)Specifically transaction using KlikBCA Bisnis Integrated Solution (KBB-IS), transaction fee for full amount is eq. USD 25.
INVESTIGATION FEES
DESCRIPTION
FEES
Investigation requested within 3 months after transaction date*)
IDR 150.000
Investigation requested within more than 3 months after transaction
date*)
IDR 500.000
Inward Remittance in foreign currency **)
USD 20
Inward Remittance in IDR
IDR 50.000
SiMoDIS information adjustment (MT 199 Koreksi dan Modul
Bank)
IDR 50.000
Note:
*) OR transactions include inquiry, amendment, cancellation, and
MT103 request, meanwhile IR transaction includes MT103 request.
**) Including inquiry, amendment, rejection, and cancellation.
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