Investment Financing

Important Information

• Loan Applicants
Individual or Business Entity (in the form of PT)

• Type of Properties
Could be shophouses, warehouses, office units from BCA partner developers with indent status, finished buildings, and certificate completely (also not completely) splitted

• Type of Facility
Investment loan for business needs with annuity installments

• Terms
up to 20 years*

• Loan to Value (LTV)
Maks. s.d. 90%*

Terms & Conditions for Individuals

• Over 17 years of age or married
• Indonesian Citizen
• In no violation of law and decency
• Has not been declared bankrupt or in bankruptcy dispute process
• Good collectibility status (based on SLIK)
• Syarat dan Ketentuan Perorangan

Terms & Conditions for Documents Required

• Indonesian legal/business entity
• Business purpose
• It is in accordance with the Articles of Association and does not conflict with the law
• Has not been declared bankrupt or in bankruptcy dispute process
• Good collectibility status (based on SLIK)

Terms & Conditions for Business Entities (.Ltd)

General Documents:

• A copy of residence identification card (KTP)
• A copy of NPWP
• A copy of Family Identity Card
• A copy of spouse's ID Card
• A copy of marriage certificate
• A copy of divorce / death certificate
• A copy of ID Cards of the Board of Directors and Commissioners *)
• A copy of ID Cards of Shareholders’ ID *)

Financial Documents:

• A copy of Audited Financial Statements (prescribed by the regulations)
• A copy of Internal Financial Statements
• A copy of other bank account transaction (last 4 months)

*) for business entity (.ltd) only

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