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BCA Merchant Application

Help your business run smoothly with BCA Merchant Application

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BCA Merchant Application

About Important Information Fees and Limit Get the Service

BCA Merchant Application

An application that makes it easier for entrepreneurs to manage their businesses and improve business continuity. Through the BCA Merchant App, businesses can apply for new merchants, access dashboards & transaction reports, as well as EDC or QRIS-related services, easily at your fingertips.

Benefits

Applying for BCA EDC & QRIS
Submissions can be made through any application for either BCA EDC or QRIS
Real-Time Transaction Monitoring
Monitor EDC and QRIS transactions through the BCA Merchant App
Get Transaction Report
Transaction reports can be directly downloaded and sent to your email
24/7 Merchant Care Service
Be at ease when experiencing problems with 24/7 Merchant Care service accessible through the application
One Application for All Needs
Submissions for merchant needs, such as Manage Store, Request Receipt, and EDC & QRIS Transaction Reports can be accessed easily from the application

Important Information

Easy steps for using the BCA Merchant Application to fulfill various business needs.

FAQ

What is BCA Merchant Application?

BCA Merchant App is an application for prospective merchants to apply to become BCA Merchants digitally and provides an easy way for BCA Merchants to monitor and manage their business.

Can I apply for EDC and QR Static through the BCA Merchant App?

EDC or QRIS Static applications can be submitted through the BCA Merchant app

What are the requirements to become a BCA Merchant?

Find out the requirements to become a merchant based on the facility you want to apply for:

  1. EDC : https://www.bca.co.id/edcbca
  2. QRIS : https://www.bca.co.id/qrisbisnis

Is the application available on all mobile operating systems?

Currently, the Merchant BCA apps is available for Android and iOS operating systems.

How do I know if my EDC or QRIS application is approved or rejected?

Please check through "Cek Di Sini" menu at the bottom of the Login and Register button on BCA Merchant App

What is the Merchant Care feature?

A feature where merchants can submit hardware complaints, communication problems, or other EDC-related needs through the BCA Merchant App.

Who can access the Merchant Care feature?

All BCA EDC and QRIS Merchants who have registered with the BCA Merchant App can access the Merchant Care feature.

What is the “Tambah Toko” feature?

A feature where merchants can apply to add Dynamic QRIS, Credit, Flazz, or CMR facilities for EDC machines through the BCA Merchant App.

The "Tambah Fasilitas" feature is only on Android for now.

What is the “Tambah Fasilitas” feature?

A feature where merchants can apply to add Dynamic QRIS, Credit, Flazz, or CMR facilities for EDC machines through the BCA Merchant App.

The "Tambah Fasilitas" feature is only on Android for now.

What is the “Tambah Mesin” feature?

A feature where merchants can apply for a new EDC machine through the BCA Merchant App.

The "Tambah Mesin" feature is only on Android for now.

Can I view EDC and QRIS transaction reports on the BCA Merchant App?

Yes, you can. EDC and QRIS transaction reports can be viewed and sent in the BCA Merchant App through the “Transaksi” menu

What if the QRIS Static transaction is not included in the Transaction Report menu?

  1. Please check your mobile connection, make sure it is connected to the internet.
  2. Please check on the “Lihat QR” menu, if you have been registered as a QRIS Static merchant at another bank/payment service provider, please check with the relevant bank/payment service provider.

Access BCA Merchant Application & apply as a merchant in the following cities:

Jawa dan Bali

No

City

1

Jakarta

2

Bogor

3

Depok

4

Tangerang

5

Bekasi

6

Bandung

7

Yogjakarta

8

Cianjur

9

Cirebon

10

Garut

11

Purwakarta

12

Subang

13

Sukabumi

14

Tasikmalaya

15

Bali

16

Semarang

17

Surabaya

Sumatra

No

City

1

Palembang

2

Medan

3

Bandar Lampung

4

Kisaran

5

Tebing Tinggi

6

Pematang Siantar

7

Batam

Sulawesi

No

City

1

Manado

2

Makassar

Fees and Limit

QRIS Transactions

Types of Merchants Category Applicable MDR

Regular

Micro Business (UMI)

Transaction value ≤ IDR500,000

0%

Transaction value > IDR500,000

0.3%

Small Business (UKE)

0.7%

Medium Business (UME)

Large Business (UBE)

Special

Education

0.6%

Gas Station (SPBU) including Public Service Agency (BLU) and Public Service Obligation (PSO)

0.4%

Government to People (G2P) – Social Assistance (Bansos)

0%

People to Government (P2G) – Tax, Passport, and social donation (non-profit)

  • Limit per transaction is capped at IDR10,000,000.
  • Simulation :
    Example of transaction at UKE Merchant using EDC BCA:
    Total QRIS transaction settlement = IDR100,000 then the amount that will be credited to the merchant settlement account is:
    Amount = Transaction Amount - (Transaction Amount x UKE Regular MDR)
    Amount = 100,000 - (100,000 x 0.7%)
    Amount = 100,000 – 700
    Amount = IDR99,300

 

Debit Card Transactions

Card Type Applicable MDR
Debit BCA 0.15% (Regular)
Debit Maestro 2%
Debit Cards from Other Banks 1%
Special Merchant Categories Applicable MDR
Education 0.75%
Gas Station (SPBU) 0.5%
Social Assistance (Bansos) 0%

 

Credit Card Transactions

Card Type Applicable MDR
BCA Card 1,5%
Visa 2%
Mastercard 2%
Japan Credit Bureau (JCB) 2%
UnionPay (UP) 2%
American Express (Amex) 3,25%

 

Flazz Transactions

Card Type Applicable MDR
Flazz 0%

Get the Service

BCA Merchant App
Simplify business management and improve business performance. Let’s download the BCA Merchant App now!
Click Here

Use the BCA Merchant application, get the promotion!

All Promo
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Cashback MDR 100%

Until 30 Jun 2025

BCA Merchant App Tutorial

It only takes 15 minutes to apply through the BCA Merchant app. Let’s watch the tutorial video!

BCA Merchant App Feature

Solution for easy business transaction services with BCA

Merchant Care Feature

Get help and solutions when you encounter problems

How To
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Apply for EDC/QRIS via the Merchant Apps

img logo img logo

Apply for EDC/QRIS easily via the following form [click here]

Scan QR for practical payment solution

QRIS

Easy way a create payment link

Payment Link
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