BCA - Outward Remittance

Outward Remittance

Local Currency Transaction

BCA Full Payment

AUD Remittance

Multi Currency

Guaranteed Euro

Full Amount JPY

Yuan Remittance

Value Today

For Value Today (same-day) transactions, please be aware of the cut-off time for each currency:

Currency	Cut-Off Time Value Today
Currency	JPY	09.30
NZD	10.00
AUD*, MYR, THB	10.30
SGD, CNY, HKD, SAR	12.00
USD, EUR, GBP, CAD, CHF, SEK, DKK	15.00
IDR to Thailand, Malaysia, and Japan	12.00

Notes:

For AUD Today transferred to our Correspondent Beneficiary Bank in Australia, cut-off time is at 13.00 for value today.
List of Correspondent Beneficiary Bank:

1. ANZ Bank
2. Commonwealth Bank

For e-Branch value today service transaction still can be processed at the cut-off time of 30 minutes prior to BCA Branch’s.

Bank Indonesia: SiMoDIS

According to Bank Indonesia Regulation Number 22/21/PBI/2020 regarding Export Proceeds (DHE) and Import Payment Foreign Exchange (DPI), exporter and importer are required to inform the purpose code, invoice number, and the paid amount of invoice through Branch or internet banking in the “Message/Remarks” field according to the format from Bank Indonesia during settlement.

SiMoDIS format in the Message Field using purpose code:

2012//InvoiceNumber(PaidAmountOfInvoice) for import
1011// InvoiceNumber(PaidAmountOfInvoice) for export

Get the complete information about Bank Indonesia: SiMoDis here.

For transactions carried out via internet banking, if there are not enough SiMoDIS invoices to be included in the “Message/Remarks” field then the customer needs to send invoices that have not been included (follow-up invoices) to HaloBCA via email halobca@bca.co.id with the subject SiMoDIS.

The information that needs to be included in the customer’s email is as follows:

PPU Number
Transaction Date
Invoice Number
Invoice Nominal
Currency Type (Today / Non Today)

Bank of Indonesia Regulation: Underlying Document

In accordance with the provisions of Bank Indonesia Regulations Number 24/7/PBI/2022 regarding Transactions in the Foreign Exchange Market, Regulation of Member of the Board of Governors Number 24/10/PADG/2022 regarding Regulations for Implementation of Transactions in the Foreign Exchange Market, Bank Indonesia Regulation Number 17/03/PBI/2015 regarding Mandatory Use of Rupiah within the Unified State of the Republic of Indonesia, and Regulation of Member of the Board of Governors Number 21/28/PADG/2019 regarding Monitoring of Foreign Exchange Flow Activities by Banks and Customers, in this regard, we inform the customers of the provisions of the underlying documents and supporting documents for foreign exchange transactions as follows:

For our valued customer who uses source fund in Rupiah for our Outward Remittance transaction, customer is required to complete the Form of Foreign Currency Purchase Statement. If the accumulated foreign currency purchase in a month has reached the threshold of above equivalent USD 100,000, customer is required to provide underlying document following to the applicable regulation.
For our valued customer who uses source of fund in Foreign Currency and the amount of each transaction is equivalent to threshold of USD 100,000, customer is required to provide underlying document following to the applicable regulation.

Foreign Currency Transfer Guidelines

Get the guidelines for foreign currency transfer via e-Channel as follows:

Other Requirement

Clearing Code and Other Requirement
No.	Countries	Code Type	Description
1	America	ABA Routing Number (Wire Transfer)	-
2	Australia	BSB Number	BSB Number information can be appended in Messages column at the transaction input page
2	Australia	(6 characters)
3	Canada	Detailed Information "Travel Rule Regulation"	• Detail information of account number, full name, and complete address and receiver information • Address must include the information street name and number • Transit number (9 digit) is required
4	Chile	Chilean Tax ID (RUT)	• Format: alphanumeric (min. 7 digit, max. 9 digit) • Outward Remittance to Chile in Chilean Peso (CLP)
5	China	Detailed Address	Detailed information of Beneficiary/Receiver (including City and Province) alongside with a reachable receiver’s phone number. Detailed information of receiver bank address is optional
6	Brazil, Europe, and Middle East	IBAN	• IBAN Number information is appended into receiver account number
7	India	IFSC Code dan POP Code	BIC Code of Receiver Bank is required IFSC Code Number & POP Code (purpose of payment) is mandatory to be appended in Messages colomn at the transaction input page Format: POP Prefix - Transaction Purpose, 12 Digit BIN, 10 Characters EKNP. e.g POP Salary, BIN 123456789112, EKNP XXYYKZTZZZ
8	Kazakhtan	Purpose of Payment (POP) Code, Business Identification Number (BIN), Payment details (EKNP), and IBAN	• POP Code Information, BIN, and EKNP is appended in order in Messages coloumn at the transaction input page
9	Mexico	CLABE Number	CLABE Number information is appended into receiver account number
9	Mexico	(18 characters)
10	Russia	VO Code or Purpose of Payment Code	• VO Code or Purpose of Payment Code is appended in Message coloumn at the transaction input page • Format: VO + 5 digit angka. e.g VO12345

Hacker Awareness

Get complete information about how to deal with fraud via email here.

Fees & Limits

Outward Remittance

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Transfer of Funds.

OUTWARD REMITTANCE

DESCRIPTION	FEES
Outward Remittance in Foreign Currency
Telex fees
· Through branch	IDR 50.000
· Through e-channel	IDR 35.000
In Lieu of Exchange (source of fund in same currency, except IDR)
· In THB and MYR	USD 5 (eq.)
· Other currencies except IDR	0.125% x Transfer Amount min USD 5 (eq.) – max USD 150 (eq.)
· In bank notes	0.25% - 2% x Transfer Amount min USD 10 (eq.)
Full amount fees	USD 25 (eq.)^**)
· CNY to Tiongkok	USD 10 (eq.) ^*****)
· HKD to all countries	HKD 300 (eq.) ^*****)
Value today fee	IDR 30.000
Outward Remittance in Rupiah^)*
Telex fee	IDR 50.000
BCA Full Payment
Full amount fee	USD 10 (eq.)
In lieu of exchange	USD 5 (eq.)
Multicurrency
Full amount fee	USD 20 (eq.)
Outward Clean Collection
Cheque in foreign currency (min. amount USD 100 (eq.))	USD 30 (eq.)^****)
Return of cheque (per item)	USD 10 (eq.)

Note:

^*) The in Lieu Provision fee of banknotes source of fund shall follow the applicable terms and conditions relating to currency, denomination, and condition of the banknotes.

^**) Full amount fees for other currencies can be viewed in each product information.

^***)OR transaction in Rupiah is only valid for LCS transaction.

^****) Specifically for BCA Batam Office, transaction fee for the collection of clearing account letter in SGD in SGD 30.

^*****)Specifically transaction using KlikBCA Bisnis Integrated Solution (KBB-IS), transaction fee for full amount is eq. USD 25.

INVESTIGATION FEES

DESCRIPTION	FEES
Investigation requested within 3 months after transaction date^*)	IDR 150.000
Investigation requested within more than 3 months after transaction date^*)	IDR 500.000
Inward Remittance in foreign currency ^**)	USD 20
Inward Remittance in IDR	IDR 50.000
SiMoDIS information adjustment (MT 199 Koreksi dan Modul Bank)	IDR 50.000

Note:

^*) OR transactions include inquiry, amendment, cancellation, and MT103 request, meanwhile IR transaction includes MT103 request.

^**) Including inquiry, amendment, rejection, and cancellation.

Effective as of 10 Agustus 2023

Outward Remittance

Remittance via KlikBCA Individu

Remittance via KlikBCA Bisnis

Kantor Cabang BCA

Remittance via eBranch

Remittance via remittanceBCA

Outward Remittance via myBCA

Outward Remittance

Why Outward Remittance?

>100 Currencies

Value Today

Full Amount

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