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Simplify the process of payment identification
Payment identification and reconciliation can be done quickly and easily
Has an extensive transaction network including ATM BCA, KlikBCA, m-BCA, myBCA, and various other channels and sources of funds
Transactions can be done 24x7, and information on collection is obtained directly in real-time
Virtual Account BCA
Virtual Account BCA
Virtual Account BCA is a facility provided to Company Partners, allowing them to identify funds received from their customers using the BCA VA number.
Other Benefits
Virtual Account BCA
Make payments easier and seamless with Virtual Account BCA
Key Features of Virtual Account BCA
Type of Bill | Description |
Fixed Amount Bill |
The bill is presented to the customer and the transaction can only be paid in full amount (the same amount). |
Variable Amount Bill |
The bill is presented to the customer, but the transaction amount can be decided by the customer. |
No Bill |
No bill is presented to the customer, allowing the transaction to be paid in any amount. |
Transaction Fees
The Company Partner incurs a transaction fee for Virtual Account transaction, paid upon successful completion by its customers (settled transaction). The fee amount is determined based on the Line of Business (LoB) including Value Added Tax (VAT).
Benefits
Risks
(*for Virtual Account BCA Online only)
Requirements and Procedure
The Company Partner may submit inquiries and complaints through:
Contact Us:
Halo BCA Bisnis : 1500998
Email : halobca@bca.co.id
WA : +628111500998
Website : www.bca.co.id
Social Media:
Facebook : GoodLife BCA
Instagram : @goodlifebca
YouTube : Solusi BCA
X (Twitter) : @BankBCA
Simulation
The Company Partner with the Virtual Account BCA facility has 10 successful transactions (the cut-off follows BCA batch time) in a single day. BCA will charge the Company Partner’s account the applicable transaction fee rate along with VAT on the transaction fee. Details of the transaction fee calculation are as follows:
total number of transactions x (transaction fee + VAT)
10 transactions x (transaction fee + VAT of the transaction fee *)
(*as per applicable provisions)
Additional Information
How to Pay Using Virtual Account BCA
Virtual Account BCA transactions can be made on the following channels:
BCA mobile
1. Open BCA mobile, select the “m-Transfer” menu
2. Select the “BCA Virtual Account” menu
3. Enter the BCA Virtual Account number and click “Send”
4. Check the amount appearing on the screen
5. Enter your m-BCA PIN
6. Transaction is successful
myBCA
1. Open myBCA, select the “Transfer” menu
2. Select the “Virtual Account” menu
3. Enter the BCA Virtual Account number and click “Kirim”
4. Check the amount that appears on the screen and click “Lanjut”
5. Confirm the transaction details and click “Lanjut”
6. Enter your myBCA PIN
7. Transaction is successful
KlikBCA
1. Log in to KlikBCA and select the “Transfer Dana” menu
2. Select the “Transfer ke BCA Virtual Account” menu
3. Enter the BCA Virtual Account number and click “Lanjutkan”
4. Enter the KeyBCA Appli 1 response and click “Kirim”
5. Transaction is successful
KlikBCA Bisnis
1. Log in to KlikBCA Bisnis and select the “Transfer Dana ke BCA Virtual Account” menu
2. Enter the BCA Virtual Account number
3. Check the transaction details and click “Simpan”
4. Select the “Transfer Dana Otorisasi Transaksi” menu
5. Select the BCA Virtual Account transaction that has been saved, click “Setuju”
6. Enter your KeyBCA response and click “Kirim”
ATM BCA
1. Insert your ATM card and enter your ATM BCA PIN
2. Select the “Penarikan Tunai/Transaksi Lainnya” menu
3. Select the “Transaksi Lainnya” menu
4. Select the “Transfer” menu
5. Select the “Ke Rek BCA Virtual Account” menu
6. Enter the BCA Virtual Account number and click “Benar”
7. Check the transaction details and select “Ya”
8. Transaction completed
Limits & Fees
Limit
The daily transaction limits per account using Virtual Account BCA facility via BCA e-banking are as follows:
No |
BCA e-Banking |
Channel Limit Per Day/Account |
Category/Transaction Purposes Limit to Select |
||
Digital wallet/e-money top-up |
e-Commerce/ |
Fund Transfer Services |
|||
1 |
myBCA |
IDR300,000,000 |
IDR20,000,000 IDR |
IDR50,000,000 |
IDR10,000,000 |
2 |
BCA mobile |
IDR300,000,000 |
|||
3 |
ATM BCA |
IDR50,000,000 |
As per the channel limit |
As per the channel limit |
|
4 |
KlikBCA Individu |
IDR10,000,000,000 |
As per the channel limit |
Virtual Account‘s BCA daily transaction limit is accumulative wherein limits will be reduced to the number or amount of transactions made. This means that if you make top-up transactions for digital wallets/e-money, e-commerce, and fund transfer services, the category limit and daily channel limit will be reduced simultaneously. For example, if you make a transaction using Virtual Account BCA on BCA mobile for e-Commerce of Rp 45,000,000 and top up your e-wallet in the amount of Rp 3,000,000, then your remaining limit will be:
No |
BCA e-Banking |
Remaining Channel Limit Per Day/Account |
Remaining Limit Category/Purpose of Transaction to Select BCA Partners* |
||
Digital wallet/e-money top-up |
e-Commerce/ |
Fund Transfer Services |
|||
1 |
myBCA |
IDR300,000,000 |
IDR17,000,000 |
IDR5,000,000 |
IDR10,000,000 |
2 |
BCA mobile |
IDR252,000,000 |
|||
3 |
ATM BCA |
IDR50,000,000 |
As per the channel limit |
As per the channel limit |
|
4 |
KlikBCA Individu |
IDR10,000,000,000 |
As per the channel limit |
You can still use the remaining BCA mobile channel limit of Rp252,000,000, both for transactions included in the category/transactions and a variety of transactions outside the category.
*For more information, please contact Halo BCA 1500 888 or download the Halo BCA app.
Fees
Fees charged for each transaction are as follows
VA Code | Company/Product Name | Fee |
70001 |
PT Dompet Anak Bangsa (Go-Pay) |
IDR1,000 |
09110 |
PT Fintek Karya Nusantara (LinkAja) |
IDR1,000 |
19110 |
PT Fintek Karya Nusantara (LinkAja) |
IDR1,500 |
20500 |
PT Indonesia Comnets Plus (PLN Mobile) |
IDR1,750 |
27777 |
PT Inti Dunia Sukses (i.saku) |
IDR1,500 |
12208 |
PT Airpay International Indonesia (ShopeePay) |
|
20789 |
PT Indosat Tbk (IMKAS) |
IDR1,000 |
39329 |
PT Sari Coffee Indonesia (Starbucks) |
IDR1,000 |
39797 |
PT Capital Net Indonesia (VIRGO) |
IDR1,000 |
78000 |
PT Tanto Intim Line (TANTO) |
IDR1,000 |
22222 |
PT Traveloka Indonesia (TRAVELOKA) |
IDR1,000 |
Get the Service Virtual Account BCA
Virtual Account BCA is a facility provided to Company Partners, allowing them to identify funds received from their customers using the BCA VA number.
Anda akan meninggalkan BCA.co.id
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