MyGuard

Insurance products involve certain risks. These risks include, but are not limited to, the possibility of claim rejections and the chance of policy cancellation if premiums are not paid by the end of the Grace period.

1. The death benefit for illnesses or diseases will not be paid if the insured dies from AIDS, suicide, attempted suicide, deliberate self-harm, or similar actions.
2. The death benefit due to an accident will not be paid if the insured dies while engaging in dangerous activities or sports, such motor vehicle racing, flying, or aerial activities. However, benefits may be claimed for pilots, flight attendants, or passengers of scheduled aircraft who have the appropriate licenses or permits.

For complete list of risks and exclusions, please refer to the Summary of Product and Service Information when applying for insurance.

1. This insurance product is issued by PT Asuransi Jiwa BCA (BCA Life) and is not a product or responsibility of PT Bank Central Asia Tbk (BCA). BCA serves solely as a facilitator for accessing BCA Life insurance products. This product is not guaranteed by BCA and does not fall under the guarantee program as outlined in statutory provisions regarding deposit insurance institutions.
2. This product has received approval from the Financial Services Authority.
3. BCA is not responsible for any information or materials contained in the marketing kit for this insurance product, nor for any amendments or other documents officially approved and/or issued by BCA Life.
4. The use of the BCA logo and/or other BCA trademarks in marketing documents (if applicable) is solely intended to indicate the collaboration between BCA and BCA Life in insurance marketing.
5. The Customer hereby indemnifies BCA from all forms of legal action from any party related to the purchase of insurance products referred by BCA.
6. BCA & BCA Life are licensed and supervised by the Financial Services Authority.