• Registration Period on GERAK application : 1 July – 15 November 2026
• Virtual Race Period : 1 – 15 November 2026
• Investment Challenge Period : 1 July – 15 November 2026
• Mutual Fund products Holding Period : Until 15 November 2026
• Audit Period : 16 – 22 November 2026
• Appeal Period by Participants : 22 – 24 November 2026
• Runvestasi Winner Announcement : 7 December 2026
• Prizes Delivery : Estimated 2 ^nd Week of December 2026 (specifically for Mutual Fund Units will be credited estimated on 3 ^rd Week of December 2026)

*Period may change without prior notice

• Runvestasi is open for public, but to participate in the investment challenge, participants must be BCA customers and at least 17 years old.
• Participants can complete the challenges listed on the Runvestasi page through the GERAK app, including: a run/walk challenge (Virtual Race) and an Investment Challenge through the myBCA app to accumulate points for a chance to win attractive prizes.
• Terms and conditions for Virtual Race:

  Activity	Run/walk (indoor & outdoor)
  Mileage	≥10 km
  Average pace	5 – 25 minutes/km
  Trust Score	Min. 90%
  Tracker	GERAK App or Sync with STRAVA/GARMIN/SUUNTO/ COROS/POLAR/ APPLE WATCH (mandatory to Sync for indoor activities)
  Activity time & submission	04.00 – 22.00 Local Time (WIB/WIT/WITA)
  Total elapsed time	Max. 3 hours/day
  Point	10 point/km applied to multiply

• Terms and conditions for Investment Challenge:
• Participants must complete the Runvestasi webform and have mutual funds Single Investor Identification (SID) to be eligible for 100 points, not applicable to multiply.
• Valid for purchases of IDR Mutual Fund products through the Investment feature in myBCA by including the promo code: RUNVESTASI for transactions via the Mutual Funds menu or RUNGOAL for transactions via the Investment Goals menu.
• Min. Purchase of IDR 250,000 will be granted 50 points applicable to multiply to 250 points (purchase of IDR 1,250,000)
• All Mutual Fund Participation Units (according to the product name purchased) may only be sold/switched out after November 15, 2026.
• The program can be combined with the new investor promo

Participants completing the challenge will receive prizes based on the leaderboard standings as follows:

Notes:

• The Mutual Fund Balance prize will be given based on the customer's risk profile and BCA's policy.
• The following is the list of Lucky Draw prizes:

  Prizes	Unit Qty
  Electric Motorcycle Smoot Zuzu*)	1
  iPhone 17 256 GB	1
  DJI Osmo Pocket 4 Standard Combo	2
  Fine Gold 2 gr	3
  Shokz OpenRun Pro 2	5
  Marshall Emberton III	7
  Garmin Forerunner 165	8
  Nutribullet Pro 900w	8
  E-Voucher MAP IDR 500,000	30
  E-Voucher MAP IDR 100,000	335
  Total	400

  *If the prize is unavailable in the winning city, the prize can be exchanged for a product of similar value or exchanged for cash & BCA does not cover taxes related to vehicle ownership.

Participants who complete Runvestasi and make a minimum Mutual Fund investment transaction of IDR 250,000 in accordance with the Investment Challenge Terms and Conditions in each category will have the opportunity to win additional prizes in the form of Mutual Fund Balance (not applicable to multiply)

Terms and Conditions :

• Mutual Fund Participation Unit Benefits are estimated to be disbursed in the third week of December 2026.
• Mutual Fund Balance will be credited according to the customer's risk profile and BCA policy.

• 1 participant can only get maximum of 1 prize unit
• Prize tax will be borne by BCA in accordance with applicable tax regulations.
• To take part in this lucky draw, participants must complete the virtual race and investment challenges to get the chance to win prizes by collecting the following points.

How to check Leaderboard points on GERAK

1. Log in to the GERAK app.
2. Make sure you are registered for the Runvestasi 2025 event and have completed the Runvestasi web form.
3. Click the Runvestasi event banner in the Home Menu.
4. Information about your points earned and those of other participants will be displayed immediately. Tap Details to view your points history in more detail.

To liven up Runvestasi, participants can also join other programs to win exciting prizes as follows:

1. Referral Program
   • Program Period: July 1^st – November 15, 2026
   • Participants can become referrers to invite the public to register for Runvestasi 2026.
   • Get a MAP e-voucher worth IDR 1,000,000 for referrers who successfully bring in a minimum of 20 referrals.

   Program Terms & Conditions:

   • Both the referrer and referral must register, fill out the Runvestasi webform, and complete at least one of the Runvestasi challenges (Virtual Race Challenge and/or Investment Challenge).
   • Referrals must enter the referrer's GERAK E-BIB in the GERAK registration field.
   • The estimated prize distribution will take place in the 2nd week of December 2026.
   • This program is not applicable to internal BCA employees.
2. Twibbon Challenge
   • Program Period: July 1st – November 8, 2026
   • Upload your twibbon content on Instagram Feeds/Instagram Reels/TikTok Feeds with the theme "Wealth Life Balance". Tag 3 friends and the Instagram accounts @goodlifebca, @gerak.now or TikTok accounts @bankbca, @gerak.now, and include the hashtag #BCARunvestasi2026.
   • Get a MAP e-voucher worth IDR 500,000 for 10 winners.

   Program Terms & Conditions:

   • Register and fill out the Runvestasi webform.
   • The social media account must not be set to private.
   • Use a creatively crafted caption that contains no elements of SARA (ethnicity, religion, race, and inter-group relations), negative content, political content, or any other matters that violate social ethics, norms, and applicable laws.
   • Winner Criteria: based on the number of likes, shares, and the creativity of the uploaded content.
   • Photo upload deadline: November 8, 2026.
   • The estimated prize distribution will take place in the 2nd week of December 2026.

A virtual run/walk and investment challenge that participants can take part in wherever they are to achieve Wealth Life Balance.

Registration for Runvestasi is open from July 1 to November 15, 2026. The investment challenge can be completed immediately after registration, and the virtual race challenge will run from November 1-15, 2026.

The virtual race challenge is open to the public, and the investment challenge is exclusively for BCA customers with a SID and at least 17 years old.

Registration is open from July 1 to November 15, 2026, for FREE via the GERAK app and offline at other BCA events. The GERAK app can be downloaded from the Google Play Store or Apple App Store. After downloading the app, go to the Events page and register for the Runvestasi 2026 event.

Participants will receive an E-BIB Number and an E-Certificate upon successful completion of the run/walk challenge (estimated 7 days after race day ends), and the opportunity to win thousands of attractive prizes after completing the Runvestasi challenges. Please check the GERAK app or Instagram @gerak.now for more information.

Participants must complete the webform and purchase a minimum of IDR 250,000 in Mutual Funds with the promo code RUNVESTASI for transactions via the Mutual Funds menu or RUNGOAL for transactions via the Investment Goals menu in the myBCA app. With this transaction, participants will receive 50 points, which can be redeemed in multiples up to 250 points for a chance to win a Lucky Draw prize. For detailed terms and conditions, see the Investment Challenge description above.

Participants can use the tracker feature in the GERAK app to record their running/walking activities.

Yes. Make sure the app is connected to the GERAK app.

Yes. Participants can participate in activities periodically during the race period, which is November 1-15, 2026. Activities performed before or after the race period are not valid.

The system will automatically consider your activity non-compliant with the 2026 Runvestasi Event Regulations, and the data will not be submitted to the Leaderboard.

Yes, you can complete your running/walking activity on both outdoor and indoor tracks.

All participants who successfully complete each challenge category will have the opportunity to win prizes, including a Lucky Draw, according to the applicable terms and conditions.

For prizes in the form of physical goods, delivery will be made to the address registered in the GERAK app during Runvetasi registration. Prizes in the form of non-physical goods, such as e-vouchers, will be sent to the email address registered in the GERAK app.

Prizes in the form of mutual fund balances will be credited directly to the participant's investment account in the myBCA app. Therefore, please ensure that the registered data is accurate and up-to-date to avoid delivery errors.

For technical issues with the GERAK application and the 2026 Runvestasi event, you can contact GERAK Customer Support via Instagram @GERAK.Now and WhatsApp 08119933776. Meanwhile, for non-technical issues (such as points from the twibbon challenge & investment), you can contact WhatsApp BCA 08111500998 by typing #HALOBCA RUNVESTASI 2026.

The audit occurs in three sequential stages:

Stage 1 - Automatic System (Automatic Screening) An automated algorithm scans all participant activity and flags suspicious activity based on parameters such as: abnormal split pace, manually edited/imported activities, using two devices simultaneously (Dual Device), and sharing an account with another person (Sharing a 3rd Party Account).

Stage 2 - Suspicious Activity (Manual Review) Activities that pass/are flagged in Stage 1 are subject to manual review. These include: accounts/activities set to private (requested to be made public), activities flagged by the platform (e.g., Strava), activities from GPX files (not live recordings), and timezone inconsistencies between devices and geographic locations.

Stage 3 - Profiling & Evidence (Winner Candidates Only) Applies only to participants at the top of the leaderboard. The team conducts in-depth verification, including checking profile history and base pace, analyzing detailed technical activities (heart rate, cadence, elevation, splits), and requesting photo/video evidence, which is cross-checked with GPS data and time.

Final decision: Valid or Disqualified.

Participants must participate in the investment challenge to have a chance to win Lucky Draw prizes and Mutual Fund balances. Participants who only participate in the virtual race challenge will have a chance to win a Runvestasi medal.

Participants can participate in the Lucky Draw; the higher the points earned, the greater their chance of winning a Lucky Draw prize.

Points can be earned from the Investment Challenge and Virtual Race.

Additional points will be updated on the GERAK platform weekly (every last business day of the week) from July 1 to October 31, 2026, and will be updated daily from November 1 to 15, 2026 (data will be updated on business days). If points have not been added according to the specified schedule, participants can contact Halo BCA / GERAK.

Example: A customer makes an investment purchase transaction on September 10, 2026, and has not received points by September 14, 2026. The customer can check their points again on September 19, 2026. If they still haven't received them, they can contact Halo BCA.

If there is a discrepancy/violation of the terms and conditions, BCA reserves the right to reduce the points received by the customer. The final points received by the customer will be announced in the winner announcement on December 7, 2026.

Participants can appeal any discrepancies in points within a maximum of three business days after the final points are announced.

For run & walk points, participants have the right to appeal by sending supporting data to the GERAK Auditor Team (WhatsApp: 085176773776).

For investment challenge points, participants have the right to appeal by sending supporting data via Halo BCA WhatsApp using #HALOBCARUNVESTASI2026 (the hashtag is not mandatory).

Investment transactions for the investment challenge can be completed via the Investasi & Investment Goals feature in the myBCA app using a promo code.

Points from transactions are valid in multiples, with a maximum of 250 points or an eq. transaction of IDR 1,250,000.

No, transactions must be completed in one transaction.

The Investment Challenge program can be combined with special promotions for new investors.

For example: New investors who purchase mutual funds during the Investment Challenge program (following the Investment Challenge terms and conditions) can participate in a special new investor promotion by including the unique code "111" in the 3-digit transaction amount. With a transaction amount of IDR 1,000,111, according to the program's terms, the customer is entitled to 20% Mutual Fund cashback from the program, 200 Runvestasi Points, and a Mutual Fund balance of IDR 50,000 for completing the Investment Challenge.

A SID is used for investment transactions, so it is required for all participants in the Investment Challenge.

Winners will be announced simultaneously on December 7, 2026 (tentative).

Prize tax is not charged to participants.

Gift tax is not levied on participants.